Ocean views
1 / 51

557 Lucerne St., Cayucos, CA 93430

$1.20M2bd · 2ba · 1,396 sqft
Lot 1,616 sqft•HOA $500/mo•Condominium•
Active
•507d on market•MLS# SC-25118536

Property Description

Enjoy some of the best views along Estero Bay, from the Cayucos Pier to Morro Rock, Montana de Oro, and beyond. This updated coastal condo is move-in ready, (ASK ABOUT KITCHEN PLANS) -- nestled along the pristine coastline north of downtown Cayucos in a six-unit complex. Watch the amazing SLO County sunsets, migrating whales, and ocean life—all right from the comforts of home. This two-story end unit maximizes window light without adjoining neighbors to the south and offers a private entrance with established landscaping. Entering the home, an open staircase leads up to southwest-facing, wall-to-wall windows in the open living and dining area, with the upper floor perched up above the neighboring condo rooflines. The large private deck adds outdoor living space with new glass panels to highlight the amazing coastal views. Upstairs you'll find a stately gas fireplace, cozy kitchen with views of Morro Rock, bar seating, a large pantry/linen closet, and full bathroom. There are two large bedrooms on the ground floor with ample closets, lots of additional hallway storage, full bathroom with modern upgrades, and indoor access to the attached garage, with room for a small vehicle, EV charger, and backup generator plus an additional assigned parking space in the private community lot. Call Cayucos home--close to many charming and relaxing coastal attractions, the Cayucos Pier, newly renovated Cayucos Landing Vets Hall, shops, restaurants, and the trailhead for Estero Bluffs State Park.

Features & Amenities

FeeBuilt 1980

Property Details

Land Type
Fee
Year Built
1980
Property Type
Residential
Property Subtype
Condominium
Parking Spaces
1
Garage Spaces
1
Heating
Central
Cooling
Central Air
View
Bluff, Coastline
Flooring
Laminate
Roof
Shingle
City
Cayucos
Zip Code
93430
County
San Luis Obispo
Listed byCentral Coast Real Estate, Catherine Stone

Mortgage Calculator

Current Rates

$
$
%
Monthly Payment
$6,062.80
Principal & Interest
Loan Amount
$959,200
Total Interest
$1,223,407
Total Payment Over 30 Years
$2,182,607
This calculator provides estimates only. Actual mortgage payments may include taxes, insurance, HOA fees, and PMI. Contact a lender for accurate quotes.

Comparative Market Analysis

Affordable Tier · 1 active · 2 closed

557 Lucerne St., Cayucos, CA 93430

Cayucos · Condominium

$1.20M
Affordable Tier
Beds
2
Baths
2
Sqft
1,396
Lot
1,616 sqft
Year
1980
$/Sqft
$859
Pool: No✓
Spa: No✓
View: Bluff, Coastline✓
Garage: 1-car✓

Listed 4.9% above the median closed sale of $1,143,500. Price per sqft ($859) is a 35% discount to closed comps ($1,328). Expect a longer timeline — comps averaged 200 days on market.

Price Position

Aligned with the market — fair pricing for the comps.

At market
Subject listed at $1.20M· $859/sqft
Total list price
Closed comps
vs closed median $1.19M
+$12K (+1.0%)
Active comps
vs active median $1.17M
+$31K (+2.7%)
Price per sqft
Closed compsinsufficient comp data
Active comps
vs active avg $/sqft $837
+$22 (+2.6%)

Active Properties (1)

Active Comparables

AddressCityYearBDBTHSqFtLotSzLP/SqFtLPDIMScore
561 LucerneCayucos1980221,3961,616$837$1.17M16696
Total: 1 · Average2.02.01,3961,616$837$1.17M166
Median1,396$1.17M

Closed Properties (2)

Closed Comparables

AddressCityYearDateBDBTHSqFtLotSzLPSPSP/SqFtSP/LPDIMScore
77 OceanCayucos197405/01/202622938938$1.25M$1.19M$1,2650.957581
349 Ocean AvenueCayucos197708/14/202621790790$1.15M$1.10M$1,3920.9632680
Total: 2 · Average2.01.5864864$1.14M$1.14M$1,328.5—200.5
Median938$1.19M$1.19M

Market Analysis

List vs Sale $/SqFt

Sale Price Trend

Days on Market

Sale vs List Price

AI-generated CMA

This analysis was generated automatically from MLS data. For an in-depth, human-reviewed valuation, contact Joseph Sardella at josephsardella@gmail.com.