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540 Oakdale Lane, L, El Cajon, CA 92021

$274K1bd · 1ba · 704 sqft
Lot 5 sqft•HOA $600/mo•Condominium•
Active
•40d on market•MLS# 8N-2608929

Property Description

Welcome to this charming 1-bedroom, 1-bathroom second-story condo offering a comfortable and inviting living space. The thoughtfully designed floor plan, with an upstairs location that provides a peaceful setting and plenty of natural light. As an end unit, the home also offers an added sense of privacy. Whether you’re a first-time buyer, looking to downsize, or searching for an investment opportunity, this is a wonderful place to call home. Conveniently located near shopping, dining, parks, and everyday amenities, this is an opportunity you won’t want to miss!

Features & Amenities

FeeBuilt 1965

Property Details

Land Type
Fee
Year Built
1965
Property Type
Residential
Property Subtype
Condominium
Parking Spaces
1
Garage Spaces
0
Cooling
Wall/Window Unit(s)
City
El Cajon
Zip Code
92021
County
San Diego
Listed byeXp Realty of California, Inc, David W Stout

Mortgage Calculator

Current Rates

$
$
%
Monthly Payment
$1,385.49
Principal & Interest
Loan Amount
$219,200
Total Interest
$279,578
Total Payment Over 30 Years
$498,778
This calculator provides estimates only. Actual mortgage payments may include taxes, insurance, HOA fees, and PMI. Contact a lender for accurate quotes.

Comparative Market Analysis

Affordable Tier · 5 active · 5 closed

540 Oakdale Lane, L, El Cajon, CA 92021

El Cajon · Condominium

$274K
Affordable Tier
Beds
1
Baths
1
Sqft
704
Lot
5.02 ac
Year
1965
$/Sqft
$389
Pool: No✓
Spa: Yes✓

Listed 10.2% below the median closed sale of $305,000. Price per sqft ($389) is a 23% discount to closed comps ($503). Closed comps sold at 102% of list — strong seller's market.

Price Position

Priced below the market — value advantage over the field.

Price advantage
Subject listed at $274K· $389/sqft
Total list price
Closed comps
vs closed median $305K
−$31K (−10.2%)
Active comps
vs active median $295K
−$21K (−7.1%)
Price per sqft
Closed compsinsufficient comp data
Active comps
vs active avg $/sqft $513
−$124 (−24.1%)

Active Properties (5)

Active Comparables

AddressCityYearBDBTHSqFtLotSzLP/SqFtLPDIMScore
1045 Peach AvenueEl Cajon198511721106,286$415$299,00010985
467 Ballantyne StEl Cajon1987117100$413$293,00015382
930 Peach AvenueEl Cajon19901162537,724$496$310,0001081
800 MollisonEl Cajon1995114600$598$275,00010074
800 Mollison AvenueEl Cajon1995114600$641$295,00017768
Total: 5 · Average1.01.0595.272,005$512.6$294,400109.8
Median625$295,000

Closed Properties (5)

Closed Comparables

AddressCityYearDateBDBTHSqFtLotSzLPSPSP/SqFtSP/LPDIMScore
540 Oakdale LaneEl Cajon196508/03/2026117040$299,000$305,000$4331.028798
930 Peach AvenueEl Cajon199009/23/2026116250$275,000$285,000$4561.0418683
800 Mollison AvenueEl Cajon199510/28/2026114600$299,000$299,000$6501.007076
1386 Madison AvenueEl Cajon199011/14/2025228140$300,000$313,000$3851.0412674
1160 Lexington AvenueEl Cajon199504/01/20261151820,038$309,000$305,000$5890.994773
Total: 5 · Average1.21.2624.220,038$301,400$301,400$502.6—103.2
Median625$305,000$305,000

Market Analysis

List vs Sale $/SqFt

Sale Price Trend

Days on Market

Sale vs List Price

AI-generated CMA

This analysis was generated automatically from MLS data. For an in-depth, human-reviewed valuation, contact Joseph Sardella at josephsardella@gmail.com.