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54 Vista La Cuesta, Rancho Santa Margarita, CA 92688

$635K2bd · 2ba · 957 sqft
Lot 9,999 sqft•HOA $422/mo•Condominium•
Active
•5d on market•MLS# OC-26232237

Property Description

Welcome to 54 Vista La Cuesta, a beautifully updated 2-bedroom, 2-bathroom upper-level end-unit condo nestled among mature trees in the desirable Vista La Cuesta community of Rancho Santa Margarita. Offering privacy, natural light, and scenic views of nearby O'Neill Regional Park, this home combines comfort and convenience in a peaceful setting. Step inside to an inviting open floor plan featuring vaulted ceilings, a cozy fireplace, recessed lighting, and laminate flooring throughout. The remodeled kitchen offers stainless steel appliances, updated countertops, and generous storage. The spacious primary suite includes a walk-in closet, an additional closet, and an updated bathroom with a walk-in shower. Additional highlights include indoor laundry, an attached one-car garage with overhead storage, driveway parking, and an assigned parking space. Enjoy access to the community pool, spa, and BBQ areas, along with Rancho Santa Margarita's incredible amenities, including the Beach Club, parks, pools, tennis and pickleball courts, and scenic trails. Conveniently located near Rancho Santa Margarita Lake, shopping, dining, and local schools, this home offers the perfect blend of privacy, convenience, and the Southern California lifestyle.

Features & Amenities

FeeBuilt 1989

Property Details

Land Type
Fee
Year Built
1989
Property Type
Residential
Property Subtype
Condominium
Parking Spaces
2
Garage Spaces
1
Heating
Central
Cooling
Central Air
View
City Lights
Flooring
Vinyl
Roof
Clay
City
Rancho Santa Margarita
Zip Code
92688
County
Orange
Listed bySerhant California, Inc, Connor Allen Hunsucker

Mortgage Calculator

Current Rates

$
$
%
Monthly Payment
$3,210.91
Principal & Interest
Loan Amount
$508,000
Total Interest
$647,926
Total Payment Over 30 Years
$1,155,926
This calculator provides estimates only. Actual mortgage payments may include taxes, insurance, HOA fees, and PMI. Contact a lender for accurate quotes.

Comparative Market Analysis

Affordable Tier · 5 active · 5 closed

54 Vista La Cuesta, Rancho Santa Margarita, CA 92688

Rancho Santa Margarita · Condominium

$635K
Affordable Tier
Beds
2
Baths
2
Sqft
957
Lot
9,999 sqft
Year
1989
$/Sqft
$664
Pool: No✓
Spa: No✓
View: city✓
Garage: 1-car✓

Listed in line with the median closed sale of $635,000.

Price Position

Aligned with the market — fair pricing for the comps.

At market
Subject listed at $635K· $664/sqft
Total list price
Closed comps
vs closed median $635K
$0 (0.0%)
Active comps
vs active median $635K
$0 (0.0%)
Price per sqft
Closed compsinsufficient comp data
Active comps
vs active avg $/sqft $661
+$3 (+0.4%)

Active Properties (5)

Active Comparables

AddressCityYearBDBTHSqFtLotSzLP/SqFtLPDIMScore
2 PrimulaRancho Santa Margarita1989221,0249,511$673$689,0002393
2 DianthusRancho Santa Margarita1988221,0240$659$674,9002392
15 Vista La CuestaRancho Santa Margarita198922924131,765$687$635,000592
9 Brisa RiberaRancho Santa Margarita19862191811,326$599$550,0003190
18 Montana Del LagoRancho Santa Margarita19922282752,296$689$569,9952584
Total: 5 · Average2.01.8943.451,224.5$661.4$623,77921.4
Median924$635,000

Closed Properties (5)

Closed Comparables

AddressCityYearDateBDBTHSqFtLotSzLPSPSP/SqFtSP/LPDIMScore
26 DianthusRancho Santa Margarita198908/18/20262292211,970$649,900$635,000$6890.986292
46 CelosiaRancho Santa Margarita198807/24/20262297513,056$629,500$621,580$6380.992892
6 DianthusRancho Santa Margarita198908/03/2026221,00014,987$630,000$635,000$6351.0118791
2 Vista CieloRancho Santa Margarita198905/15/202622972113,922$679,000$670,000$6890.994489
27 LobeliaRancho Santa Margarita198909/09/2026118410$595,000$580,000$6900.974188
Total: 5 · Average1.81.894238,483.75$628,316$628,316$668.2—72.4
Median972$635,000$635,000

Market Analysis

List vs Sale $/SqFt

Sale Price Trend

Days on Market

Sale vs List Price

AI-generated CMA

This analysis was generated automatically from MLS data. For an in-depth, human-reviewed valuation, contact Joseph Sardella at josephsardella@gmail.com.