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520 South Anza Street, El Cajon, CA 92020

$355K2bd · 2ba · 900 sqft
Lot 2 sqft•HOA $320/mo•Townhouse•
Active
•32d on market•MLS# 8N-2609203

Property Description

Well-maintained 2-bedroom, 1.5-bath townhome located in a quiet El Cajon gated community. This light and bright end unit features tile flooring throughout the downstairs and carpet upstairs, central heating and air conditioning, and in-unit laundry room with washer and dryer. The spacious living area flows into the dining space and kitchen, which is equipped with stainless steel appliances, including a refrigerator, range/oven and wine refrigerator. Both bedrooms are located upstairs with a shared full bathroom, while a convenient half bath is located on the main level. Enjoy outdoor living in the private, gated patio with low-maintenance turf, ideal for relaxing or entertaining. Assigned parking included. HOA covers water, trash, and common area maintenance. Conveniently located near shopping, dining, and freeway access an excellent opportunity for first-time buyers or investors.

Features & Amenities

FeeBuilt 1979

Property Details

Land Type
Fee
Year Built
1979
Property Type
Residential
Property Subtype
Townhouse
Parking Spaces
0
Garage Spaces
0
Cooling
Central Air
City
El Cajon
Zip Code
92020
County
San Diego
Listed byVenture Pacific Properties, Jason D Lipovsky

Mortgage Calculator

Current Rates

$
$
%
Monthly Payment
$1,795.07
Principal & Interest
Loan Amount
$284,000
Total Interest
$362,226
Total Payment Over 30 Years
$646,226
This calculator provides estimates only. Actual mortgage payments may include taxes, insurance, HOA fees, and PMI. Contact a lender for accurate quotes.

Comparative Market Analysis

Affordable Tier · 2 active · 1 closed

520 South Anza Street, El Cajon, CA 92020

El Cajon · Townhouse

$355K
Affordable Tier
Beds
2
Baths
2
Sqft
900
Lot
1.85 ac
Year
1979
$/Sqft
$394
Pool: No✓
Spa: No✓

Listed in line with the median closed sale of $365,000. Closed comps sold at 94% of list — buyers have negotiating leverage.

Price Position

Aligned with the market — fair pricing for the comps.

At market
Subject listed at $355K· $394/sqft
Total list price
Closed comps
vs closed median $365K
−$10K (−2.7%)
Active comps
vs active median $398K
−$43K (−10.8%)
Price per sqft
Closed compsinsufficient comp data
Active comps
vs active avg $/sqft $532
−$138 (−25.9%)

Active Properties (2)

Active Comparables

AddressCityYearBDBTHSqFtLotSzLP/SqFtLPDIMScore
983 Amistad PlaceEl Cajon1973219450$421$398,00011078
5931 Howell DriveLa Mesa1974115762$642$369,9998056
Total: 2 · Average1.51.0760.52$531.5$383,999.595
Median945$398,000

Closed Properties (1)

Closed Comparables

AddressCityYearDateBDBTHSqFtLotSzLPSPSP/SqFtSP/LPDIMScore
1719 Pepper Dr.El Cajon198104/29/2026229530$389,000$365,000$3830.946172
Total: 1 · Average2.02.09530$365,000$365,000$383—61
Median953$365,000$365,000

Market Analysis

List vs Sale $/SqFt

Sale Price Trend

Days on Market

Sale vs List Price

AI-generated CMA

This analysis was generated automatically from MLS data. For an in-depth, human-reviewed valuation, contact Joseph Sardella at josephsardella@gmail.com.