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509 Calle Montecito, 42, Oceanside, CA 92057

$350K2bd · 1ba · 806 sqft
Lot 303,705 sqft•HOA $620/mo•Condominium•
Active
•72d on market•MLS# 8N-2607941

Property Description

VA approved community! Lakeshore Villas is ideally located next to Oceanside's beautiful Libby Lake Park, offering residents easy access to lake views, walking trails, playground, picnic tables, and expansive green spaces just steps away. Tucked at the end of a quiet cul-de-sac, this desirable community features a lovely swimming pool and spa. This top floor unit showcases a modern kitchen with all brand-new stainless-steel appliances, real wood cabinetry, and granite countertops. Entry area, kitchen, and bathroom floors are a beautiful travertine. Enjoy morning coffee and the sunrise from your covered balcony. Private full-size washer and dryer located in the balcony storage closet. Personal assigned covered parking space conveniently located behind the unit and abundant guest parking available. HOA includes water, trash, and common area maintenance. Schools, shopping, dining, and public transit are all close by, and you're only 7 miles from the beach and 3 miles from the San Luis Rey gate at Camp Pendleton. Come see it today!

Features & Amenities

FeeBuilt 1985

Property Details

Land Type
Fee
Year Built
1985
Property Type
Residential
Property Subtype
Condominium
Parking Spaces
1
Garage Spaces
0
Heating
Central, Forced Air
Cooling
None
View
Trees/Woods
Flooring
Carpet, Tile
Roof
Composition
City
Oceanside
Zip Code
92057
County
San Diego
Listed byLPT Realty, Abra Rider

Mortgage Calculator

Current Rates

$
$
%
Monthly Payment
$1,769.79
Principal & Interest
Loan Amount
$280,000
Total Interest
$357,125
Total Payment Over 30 Years
$637,125
This calculator provides estimates only. Actual mortgage payments may include taxes, insurance, HOA fees, and PMI. Contact a lender for accurate quotes.

Comparative Market Analysis

Affordable Tier · 5 active · 5 closed

509 Calle Montecito, 42, Oceanside, CA 92057

Oceanside · Condominium

$350K
Affordable Tier
Beds
2
Baths
1
Sqft
806
Lot
6.97 ac
Year
1985
$/Sqft
$434
Pool: No✓
Spa: Yes✓
View: water✓

Listed 5.4% below the median closed sale of $370,000. Price per sqft ($434) is a 11% discount to closed comps ($487).

Price Position

Priced below the market — value advantage over the field.

Price advantage
Subject listed at $350K· $434/sqft
Total list price
Closed comps
vs closed median $370K
−$20K (−5.4%)
Active comps
vs active median $369K
−$19K (−5.1%)
Price per sqft
Closed compsinsufficient comp data
Active comps
vs active avg $/sqft $393
+$41 (+10.5%)

Active Properties (5)

Active Comparables

AddressCityYearBDBTHSqFtLotSzLP/SqFtLPDIMScore
510 Calle MontecitoOceanside1985218060$445$359,0003294
513 Calle MontecitoOceanside198522856303,613$467$399,9997591
615 Fredricks AvenueOceanside1978229870$374$369,00010668
615 FredricksOceanside19782298774,066$355$350,00017164
3606 Vista ReyOceanside1972221,177140,313$322$379,0007756
Total: 5 · Average2.01.8962.6172,664$392.6$371,399.892.2
Median987$369,000

Closed Properties (5)

Closed Comparables

AddressCityYearDateBDBTHSqFtLotSzLPSPSP/SqFtSP/LPDIMScore
517 Calle MontecitoOceanside198505/01/2026218060$385,000$385,000$4781.0019793
155 Avenida DescansoOceanside198007/16/202621741102,802$395,000$370,000$4990.947085
5094 Via ManosOceanside199312/30/2025117620$400,000$400,000$5251.00169
615 FredricksOceanside197807/24/20261171269,013$374,000$360,000$5060.967167
3875 Vista CampanaOceanside197009/14/2026118121,878$349,900$345,000$4250.997362
Total: 5 · Average1.41.0766.657,897.667$372,000$372,000$486.6—82.4
Median762$370,000$370,000

Market Analysis

List vs Sale $/SqFt

Sale Price Trend

Days on Market

Sale vs List Price

AI-generated CMA

This analysis was generated automatically from MLS data. For an in-depth, human-reviewed valuation, contact Joseph Sardella at josephsardella@gmail.com.