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444 Pier Avenue, 46, Oceano, CA 93445

$345K1bd · 1ba · 562 sqft
Lot 562 sqft•HOA $653.93/mo•Condominium•
Active
•12d on market•MLS# PI-26228766

Property Description

Welcome to Pacific Plaza Resort, a charming coastal retreat just off California’s iconic Pacific Coast Highway and moments from the beautiful beaches of Oceano! This recently refreshed resort has undergone significant exterior improvements, including fresh paint, updated exterior lighting, and newly replaced decking, enhancing its coastal charm and appeal. Step inside this beautifully updated condo, featuring stylish laminate flooring, elegant quartz countertops, and a remodeled bathroom. This inviting beach getaway is a guest favorite, boasting an impressive 5-star rating on Airbnb! Enjoy the convenience of an HOA fee that covers all utilities, cable, internet, and exterior insurance, making ownership simple and predictable. This unique property offers the opportunity to enjoy your own coastal retreat while generating vacation rental income. Under the resort's occupancy requirements, owners are permitted up to 84 days of personal use annually, with the remaining days required to be made available for rental to the public. Best of all, there is no shared rental revenue! The rental income generated by your condo belongs to you, subject to applicable management and rental expenses. Owners have the flexibility to choose their own property management company or manage the rental themselves. With its desirable coastal location, recent improvements, established vacation rental appeal, and flexible management options, this property presents an exciting opportunity to own an income-producing vacation rental on California's beautiful Central Coast!

Features & Amenities

FeeBuilt 2001

Property Details

Land Type
Fee
Year Built
2001
Property Type
Residential
Property Subtype
Condominium
Parking Spaces
0
Garage Spaces
0
Heating
Wall Furnace
Cooling
None
View
Trees/Woods
Flooring
Vinyl
Roof
Tile
City
Oceano
Zip Code
93445
County
San Luis Obispo
Listed byOcean West Properties, Inc., Mikey Rezner

Mortgage Calculator

Current Rates

$
$
%
Monthly Payment
$1,744.51
Principal & Interest
Loan Amount
$276,000
Total Interest
$352,023
Total Payment Over 30 Years
$628,023
This calculator provides estimates only. Actual mortgage payments may include taxes, insurance, HOA fees, and PMI. Contact a lender for accurate quotes.

Comparative Market Analysis

Affordable Tier · 1 active · 4 closed

444 Pier Avenue, 46, Oceano, CA 93445

Oceano · Condominium

$345K
Affordable Tier
Beds
1
Baths
1
Sqft
562
Lot
562 sqft
Year
2001
$/Sqft
$614
Pool: No✓
Spa: No✓
View: Trees/Woods✓

Listed in line with the median closed sale of $351,500.

Price Position

Priced below the market — value advantage over the field.

Price advantage
Subject listed at $345K· $614/sqft
Total list price
Closed comps
vs closed median $364K
−$19K (−5.2%)
Active comps
vs active median $348K
−$3K (−0.7%)
Price per sqft
Closed compsinsufficient comp data
Active comps
vs active avg $/sqft $618
−$4 (−0.6%)

Active Properties (1)

Active Comparables

AddressCityYearBDBTHSqFtLotSzLP/SqFtLPDIMScore
444 Pier AvenueOceano200111562562$618$347,50015397
Total: 1 · Average1.01.0562562$618$347,500153
Median562$347,500

Closed Properties (4)

Closed Comparables

AddressCityYearDateBDBTHSqFtLotSzLPSPSP/SqFtSP/LPDIMScore
444 Pier AvenueOceano200112/17/202511562562$350,000$339,000$6030.9710593
444 Pier AvenueOceano200112/17/202511562562$350,000$339,000$6030.979193
171 Brisco RoadArroyo Grande197708/04/2026115780$399,500$375,000$6490.942674
1024 Baden AvenueGrover Beach198312/26/2025218760$379,000$364,000$4160.969964
Total: 4 · Average1.31.0644.5562$354,250$354,250$567.75—80.25
Median578$364,000$364,000

Market Analysis

List vs Sale $/SqFt

Sale Price Trend

Days on Market

Sale vs List Price

AI-generated CMA

This analysis was generated automatically from MLS data. For an in-depth, human-reviewed valuation, contact Joseph Sardella at josephsardella@gmail.com.