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434 South Cumberland, Lake Arrowhead, CA 92352

$995K3bd · 3ba · 2,978 sqft
Lot 32,501 sqft•HOA $280/mo•Single Family Residence•
Active
•73d on market•MLS# IG-26183254

Property Description

"Chateau Geraldine," a 3-bedroom, 3-bathroom estate on a 32,501-square-foot lot in the Cedar Ridge Estates community of Lake Arrowhead, California. This 2,978-square-foot home has been extensively upgraded and sits with no neighbor directly behind it, giving true woodsy privacy on a lot with space between neighboring homes. The chef's kitchen features quartz countertops, a large center island with seating, a butcher block cooking station, stainless steel appliances, and a service bar. Wood floors run through main living areas, complemented by upgraded carpet in secondary spaces. The main level offers two separate gathering spaces: a family room with a fireplace, and a living room with a rock fireplace built from local stone, beamed ceilings, a dry bar, and access to a huge outdoor deck. A flexible den or formal dining room adapts to the buyer's needs. Main-floor living is completed by an indoor laundry room and full bathroom. Upstairs, the primary suite includes its own fireplace, an ensuite bath with a soaking tub, dual quartz vanities, a walk-in shower, and a walk-in closet, alongside two additional guest bedrooms and a full hall bath with dual sinks. Additional upgrades include an oversized garage, a formal entry, and ample parking. Located in Cedar Ridge Estates, this Lake Arrowhead residence offers a rare combination of privacy, upgraded finishes, and true mountain living. Schedule a private tour of this Cedar Ridge Estates showpiece today.

Features & Amenities

FeeBuilt 1988

Property Details

Land Type
Fee
Year Built
1988
Property Type
Residential
Property Subtype
Single Family Residence
Parking Spaces
8
Garage Spaces
2
Heating
Central
Cooling
None
View
Mountain(s), Trees/Woods
Flooring
Tile, Wood
Roof
Composition
City
Lake Arrowhead
Zip Code
92352
County
San Bernardino
Listed byRE/MAX LAKESIDE, Frank Sottile

Mortgage Calculator

Current Rates

$
$
%
Monthly Payment
$5,031.26
Principal & Interest
Loan Amount
$796,000
Total Interest
$1,015,254
Total Payment Over 30 Years
$1,811,254
This calculator provides estimates only. Actual mortgage payments may include taxes, insurance, HOA fees, and PMI. Contact a lender for accurate quotes.

Comparative Market Analysis

Residential Tier · 5 active · 5 closed

434 South Cumberland, Lake Arrowhead, CA 92352

Lake Arrowhead · Single Family Residence

$995K
Residential Tier
Beds
3
Baths
3
Sqft
2,978
Lot
32,501 sqft
Year
1988
$/Sqft
$334
Pool: No✓
Spa: No✓
View: mountain✓
Garage: 2-car✓

Listed 7.6% above the median closed sale of $925,000. Price per sqft ($334) is a 16% discount to closed comps ($400).

Price Position

Positioned above the market — commands a premium.

Premium
Subject listed at $995K· $334/sqft
Total list price
Closed comps
vs closed median $925K
+$70K (+7.6%)
Active comps
vs active median $1000K
−$5K (−0.5%)
Price per sqft
Closed compsinsufficient comp data
Active comps
vs active avg $/sqft $410
−$76 (−18.5%)

Active Properties (5)

Active Comparables

AddressCityYearBDBTHSqFtLotSzLP/SqFtLPDIMScore
28670 Shenandoah DriveLake Arrowhead1996443,19610,614$344$1.10M17979
28637 ShenandoahLake Arrowhead1999432,6529,420$339$899,00023979
28949 PotomacLake Arrowhead1992432,19610,000$512$1.13M3375
28919 PalisadesLake Arrowhead1975322,0164,800$496$999,9992868
764 Fern RoadLake Arrowhead1980442,44742,420$359$879,50027068
Total: 5 · Average3.83.22,501.415,450.8$410$1.00M149.8
Median2,447$999,999

Closed Properties (5)

Closed Comparables

AddressCityYearDateBDBTHSqFtLotSzLPSPSP/SqFtSP/LPDIMScore
400 Merrimack DriveLake Arrowhead199608/28/2026432,33410,260$925,000$900,000$3860.9710074
28730 PotomacLake Arrowhead200606/17/2026332,07712,390$915,000$885,000$4260.977771
351 Garden DriveLake Arrowhead199906/26/2026442,5464,000$1.08M$985,000$3870.913569
813 Greenbriar DriveLake Arrowhead201106/05/2026331,91610,650$939,000$925,000$4830.9820968
720 108thLos Angeles194006/30/2026543,0356,380$1.00M$960,000$3160.963663
Total: 5 · Average3.83.42,381.68,736$931,000$931,000$399.6—91.4
Median2,334$925,000$925,000

Market Analysis

List vs Sale $/SqFt

Sale Price Trend

Days on Market

Sale vs List Price

AI-generated CMA

This analysis was generated automatically from MLS data. For an in-depth, human-reviewed valuation, contact Joseph Sardella at josephsardella@gmail.com.