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4298 Spencer, Torrance, CA 90503

$1.15M2bd · 3ba · 2,188 sqft
Lot 190,546 sqft•HOA $475/mo•Townhouse•
Active
•10d on market•MLS# SR-26215566

Property Description

Welcome to one of the most sought-after communities in the City of Torrance, The Spencer Estates. This is the best community West Torrance has to offer! Enjoy 2,188 square feet through 4 levels of living space including 2 large bedrooms, 2.5 baths, and a large finished bonus room that can easily be used as an extra guest bedroom, office, home-gym, or a man cave on the ground level. This spectacular home also offers a sizable loft attached to the spacious primary bedroom. In addition to the flooring having been replaced all throughout, the main level is truly built for entertaining. There are three french doors on the main level that open to a spacious balcony overlooking the gorgeous Spencer Estates landscaping. Take pride coming home to an oversized kitchen with big bright dual pane windows that were replaced about 2 years ago, a half bath, and a formal dining room that's attached to the spacious living room, which comes with a gas fireplace to make your evenings even more cozy and relaxing. The 4-yr old central stairwell comes with a large skylight that brings in an abundance of natural light through the entire staircase. Last but not the least, extravagant french doors lead you to a private balcony off the primary bedroom overlooking the luscious landscape and pool area. Welcome home to your new home in the City of Torrance.

Features & Amenities

FeeBuilt 1989

Property Details

Land Type
Fee
Year Built
1989
Property Type
Residential
Property Subtype
Townhouse
Heating
Central
Cooling
Central Air
View
Courtyard, Pool
City
Torrance
Zip Code
90503
County
Los Angeles
Listed byShihan Jerome Aluyen, Shihan Aluyen

Mortgage Calculator

Current Rates

$
$
%
Monthly Payment
$5,809.97
Principal & Interest
Loan Amount
$919,200
Total Interest
$1,172,389
Total Payment Over 30 Years
$2,091,589
This calculator provides estimates only. Actual mortgage payments may include taxes, insurance, HOA fees, and PMI. Contact a lender for accurate quotes.

Comparative Market Analysis

Residential Tier · 5 active · 5 closed

4298 Spencer, Torrance, CA 90503

Torrance · Townhouse

$1.15M
Residential Tier
Beds
2
Baths
3
Sqft
2,188
Lot
4.37 ac
Year
1989
$/Sqft
$525
Pool: Yes✓
Spa: No✓
View: Courtyard, Pool✓

Listed 4.5% above the median closed sale of $1,100,000. Price per sqft ($525) is a 14% discount to closed comps ($612). Closed comps sold at 103% of list — strong seller's market.

Price Position

Aligned with the market — fair pricing for the comps.

At market
Subject listed at $1.15M· $525/sqft
Total list price
Closed comps
vs closed median $1.10M
+$49K (+4.5%)
Active comps
vs active median $1.05M
+$100K (+9.5%)
Price per sqft
Closed compsinsufficient comp data
Active comps
vs active avg $/sqft $601
−$76 (−12.7%)

Active Properties (5)

Active Comparables

AddressCityYearBDBTHSqFtLotSzLP/SqFtLPDIMScore
3538 Torrance BoulevardTorrance2005332,15222,046$557$1.20M9275
2300 MAPLE AvenueTorrance1987331,7380$572$995,0001367
2801 Sepulveda Blvd #122Torrance1996331,811164,605$671$1.22M967
3538 Torrance BoulevardTorrance2005331,79220,980$585$1.05M6467
18536 Ashley AvenueTorrance1990331,6546,501$622$1.03M1864
Total: 5 · Average3.03.01,829.453,533$601.4$1.10M39.2
Median1,792$1.05M

Closed Properties (5)

Closed Comparables

AddressCityYearDateBDBTHSqFtLotSzLPSPSP/SqFtSP/LPDIMScore
4278 Spencer StreetTorrance198902/12/2026232,240190,546$1.20M$1.25M$5581.041988
4489 SpencerTorrance199804/30/2026432,13946,995$1.09M$1.26M$5891.163580
20520 EarlTorrance200407/13/2026331,88353,572$1.15M$1.10M$5840.9627080
4421 EmeraldTorrance198208/31/2026331,591131,517$999,000$1.01M$6381.023279
4102 SpencerTorrance202510/24/2026331,5904,496$1.09M$1.10M$6921.001968
Total: 5 · Average3.03.01,888.685,425.2$1.15M$1.15M$612.2—75
Median1,883$1.10M$1.10M

Market Analysis

List vs Sale $/SqFt

Sale Price Trend

Days on Market

Sale vs List Price

AI-generated CMA

This analysis was generated automatically from MLS data. For an in-depth, human-reviewed valuation, contact Joseph Sardella at josephsardella@gmail.com.