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40514 Calle Estela, Indio, CA 92203

$649K2bd · 3ba · 2,610 sqft
Lot 9,583 sqft•HOA $398/mo•Single Family Residence•
Active
•16d on market•MLS# PS-26102954

Property Description

Embrace relaxed desert living in this thoughtfully upgraded two-bedroom, three-bath Terraza model in Sun City Shadow Hills. Colorful landscaping creates a welcoming first impression while a spacious and open floor plan invites you to settle in and make yourself at home. Gather around the great room's fireplace or enjoy easy conversation with guests as you prepare meals in the adjoining kitchen, complete with stainless-steel appliances, a reverse osmosis system, and a butler's pantry connecting to the formal dining room. Adjacent to the great room, a generously sized multipurpose flex space provides endless possibilities, serving as a den, TV room, home office, or craft room and a Murphy bed offering convenient accommodations for overnight guests. Neutral tones, a tiled entry, dimmable LED lighting, and ceiling fans create a comfortable setting. Both bedrooms offer ensuite baths, complemented by a separate powder room for guests. Exceptionally spacious, the primary suite enjoys beautiful views of the landscaped backyard and direct access to the outdoor living space. An expansive custom walk-in closet and a relaxing bath with dual vanities, a soaking tub, and a separate step-in shower complete this private retreat. Welcoming and comfortably appointed, the guest suite offers visiting family and friends a restful escape with the privacy of their own full bath. Outside, a covered patio featuring fountains, distinctive garden art and thoughtfully placed lighting create an inviting setting for morning coffee or evening gatherings. Electric shades on the east and south sides offer added comfort. This home's landscaping blends colorful bougainvillea and desert plantings with fruit and shade trees and a striking Madagascar ocotillo. Owned solar and battery storage, a whole-house water conditioner, hot water recirculators, and whole-house surge protection, generous storage and a spacious laundry room keep daily life organized. Offering two-car parking plus space for a golf cart, the garage combines practical amenities with a soundproofed room ideal for meditation, musicians or extra storage. Air conditioning, ceiling fans, an electric vehicle charger and an epoxy floor round out the garage. Enjoy the best of desert living in Sun City Shadow Hills, a desirable 55+ community with two golf courses, clubhouses, a full-service restaurant, fitness facilities, pools, tennis and pickleball courts, basketball courts, dog parks, and a vibrant calendar of clubs and social activities. With inviting spaces to gather, peaceful places to unwind, and thoughtful upgrades throughout, this is a home you'll want for your own.

Features & Amenities

Property Details

Subdivision
Sun City Shadow Hills
Land Type
Fee
Year Built
2006
Property Type
Residential
Property Subtype
Single Family Residence
Heating
Forced Air
View
Peek-A-Boo, Pool
Flooring
Carpet, Tile
City
Indio
Zip Code
92203
County
Riverside
Listed byEquity Union, Brian/Kerri Sullivan Real Est...

Mortgage Calculator

Current Rates

$
$
%
Monthly Payment
$3,281.70
Principal & Interest
Loan Amount
$519,200
Total Interest
$662,211
Total Payment Over 30 Years
$1,181,411
This calculator provides estimates only. Actual mortgage payments may include taxes, insurance, HOA fees, and PMI. Contact a lender for accurate quotes.

About Sun City Shadow Hills

This property is located in Sun City Shadow Hills, a community in Indio. Explore more listings in this neighborhood to compare options and pricing.

View Sun City Shadow Hills Listings

Comparative Market Analysis

Residential Tier · 5 active · 5 closed

40514 Calle Estela, Indio, CA 92203

Sun City Shadow Hills · Indio · Single Family Residence

$649K
Residential Tier
Beds
2
Baths
3
Sqft
2,610
Lot
9,583 sqft
Year
2006
$/Sqft
$249
Pool: No✓
Spa: No✓
View: golf✓

Listed 3.9% below the median closed sale of $675,000.

Price Position

Aligned with the market — fair pricing for the comps.

At market
Subject listed at $649K· $249/sqft
Total list price
Closed comps
vs closed median $675K
−$26K (−3.9%)
Active comps
vs active median $621K
+$28K (+4.5%)
Price per sqft
Closed compsinsufficient comp data
Active comps
vs active avg $/sqft $271
−$22 (−8.1%)

Active Properties (5)

Active Comparables

AddressCityYearBDBTHSqFtLotSzLP/SqFtLPDIMScore
81515 Camino VallecitaIndio2008232,4468,712$278$681,00016387
81216 Avenida ColoniasIndio2011232,2306,970$314$699,9006386
81259 Avenida LorenaIndio2006332,1129,583$269$569,0001082
80699 Camino Santa PaulaIndio2004332,3768,712$240$569,900482
81391 Avenida MadridIndio2006232,4467,840$254$620,90012880
Total: 5 · Average2.43.02,3228,363.4$271$628,14073.6
Median2,376$620,900

Closed Properties (5)

Closed Comparables

AddressCityYearDateBDBTHSqFtLotSzLPSPSP/SqFtSP/LPDIMScore
81360 Avenida SombraIndio200608/18/2026232,6107,840$600,000$565,000$2160.9413195
80825 Camino San GregorioIndio200407/27/2026332,3768,276$647,000$630,000$2650.977991
40414 Calle Santa MonicaIndio200405/11/2026232,5697,841$699,000$680,000$2650.976788
80757 Camino San LucasIndio200407/21/2026332,3768,276$698,000$700,000$2951.0010986
81435 Camino SevillaIndio200608/10/2026342,8687,841$719,000$675,000$2350.9412684
Total: 5 · Average2.63.22,559.88,014.8$650,000$650,000$255.2—102.4
Median2,569$675,000$675,000

Market Analysis

List vs Sale $/SqFt

Sale Price Trend

Days on Market

Sale vs List Price

AI-generated CMA

This analysis was generated automatically from MLS data. For an in-depth, human-reviewed valuation, contact Joseph Sardella at josephsardella@gmail.com.