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40159 Camino Montecito, Indio, CA 92203

$455K3bd · 2ba · 1,823 sqft
Lot 6,534 sqft•HOA $398/mo•Single Family Residence•
Active
•23d on market•MLS# 219154156

Property Description

Inside Sun City Shadow Hills, the 55+ community in north Indio, this San Emilio plan faces west across a pond with a fountain, a greenbelt, and the mountains beyond. The view earns its keep every evening as the sun drops behind the ridgeline. The home runs approximately 1,823 square feet, with two bedrooms, two baths, and a separate den or office. A qualified buyer may be able to assume the existing VA loan at 2.5%, subject to lender approval. Ceramic tile and neutral carpet run throughout, with ceiling fans in every room. The kitchen is the working heart of the house: granite countertops, double ovens, a walk-in pantry, and handsome cabinetry, plus a breakfast room for slow mornings. A separate dining area and living room sit just beyond, and a slider opens the living room to a very large, landscaped backyard with a lawn and a covered patio facing the water. The layout keeps the bedrooms apart. The primary suite has its own door to the backyard, dual vanities, and a walk-in closet of real size. The guest bedroom, with mirrored closets, and its bath sit at the opposite end of the home. Storage is everywhere. A separate laundry room with a sink leads into the garage, which is fitted with tall cabinets, overhead storage, a work area, and its own cooling system. The main house runs on newer A/C. Beyond the front door, Sun City Shadow Hills offers two clubhouses, championship golf, fitness centers, pools and spas, pickleball and tennis courts, and a long calendar of clubs and activities. Here the pond, the greenbelt, and the mountains all stay in view.

Features & Amenities

Property Details

Subdivision
Sun City Shadow Hills
Land Type
Fee
Year Built
2004
Property Type
Residential
Property Subtype
Single Family Residence
Parking Spaces
2
Garage Spaces
2
Heating
Central
Cooling
Air Conditioning
View
Mountain(s), Panoramic, Pond
Flooring
Carpet, Tile
Roof
Tile
City
Indio
Zip Code
92203
County
Riverside
Listed byCompass, Norman L Williams·760-464-2190

Mortgage Calculator

Current Rates

$
$
%
Monthly Payment
$2,300.73
Principal & Interest
Loan Amount
$364,000
Total Interest
$464,262
Total Payment Over 30 Years
$828,262
This calculator provides estimates only. Actual mortgage payments may include taxes, insurance, HOA fees, and PMI. Contact a lender for accurate quotes.

About Sun City Shadow Hills

This property is located in Sun City Shadow Hills, a community in Indio. Explore more listings in this neighborhood to compare options and pricing.

View Sun City Shadow Hills Listings

Comparative Market Analysis

Affordable Tier · 5 active · 5 closed

40159 Camino Montecito, Indio, CA 92203

Sun City Shadow Hills · Indio · Single Family Residence

$455K
Affordable Tier
Beds
3
Baths
2
Sqft
1,823
Lot
6,534 sqft
Year
2004
$/Sqft
$250
Pool: No✓
Spa: No✓
View: city✓
Garage: 2-car✓

Listed 4.6% above the median closed sale of $435,000.

Price Position

Aligned with the market — fair pricing for the comps.

At market
Subject listed at $455K· $250/sqft
Total list price
Closed comps
vs closed median $435K
+$20K (+4.6%)
Active comps
vs active median $448K
+$7K (+1.6%)
Price per sqft
Closed compsinsufficient comp data
Active comps
vs active avg $/sqft $257
−$7 (−2.8%)

Active Properties (5)

Active Comparables

AddressCityYearBDBTHSqFtLotSzLP/SqFtLPDIMScore
80181 Camino San MateoIndio2005221,8238,712$233$425,000590
40143 Calle Las PositasIndio2004221,5715,663$290$455,000790
80292 Avenida Linda VistaIndio2004221,5714,792$264$415,0001089
40896 Calle Santa CruzIndio2005221,5716,534$285$448,0003289
40099 Calle Santa JuanaIndio2004222,1477,405$214$459,9998385
Total: 5 · Average2.02.01,736.66,621.2$257.2$440,599.827.4
Median1,571$448,000

Closed Properties (5)

Closed Comparables

AddressCityYearDateBDBTHSqFtLotSzLPSPSP/SqFtSP/LPDIMScore
80448 Avenida Santa AliciaIndio200408/26/2026222,1476,534$525,000$490,000$2280.9311787
80450 Avenida Linda VistaIndio200410/08/2026221,4635,663$415,000$405,000$2770.986387
40125 Calle Las PositasIndio200402/23/2026321,5715,227$449,900$449,900$2861.003687
80443 Avenida Linda VistaIndio200409/25/2026221,4637,841$455,000$435,000$2970.967487
40832 Calle Santa CruzIndio200409/18/2026221,4635,227$405,000$405,000$2771.004786
Total: 5 · Average2.22.01,621.46,098.4$436,980$436,980$273—67.4
Median1,463$435,000$435,000

Market Analysis

List vs Sale $/SqFt

Sale Price Trend

Days on Market

Sale vs List Price

AI-generated CMA

This analysis was generated automatically from MLS data. For an in-depth, human-reviewed valuation, contact Joseph Sardella at josephsardella@gmail.com.