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40149 La Cota Drive, Palmdale, CA 93550

$455K3bd · 3ba · 1,475 sqft
Lot 321,452 sqft•HOA $275/mo•Single Family Residence•
Active
•66d on market•MLS# SR-26189008

Property Description

Welcome to this beautifully maintained and thoughtfully upgraded 3-bedroom, 2.5 bathroom home offering comfort, functionality, and pride of ownership throughout with a half bathroom for guests located on the first floor. Featuring wood flooring throughout the main living areas and tile flooring in the kitchen and bathrooms, this move-in-ready residence is packed with valuable upgrades that today’s buyers will appreciate. The remodeled primary bathroom showcases modern finishes and comes with a transferable 10-year warranty, while updated faucets, shower heads, and fixtures add a fresh touch throughout the home. Technology and security are seamlessly integrated with hardwired internet connections in every room, six wired security cameras, and a wired motion sensor security system. The versatile floor plan includes a secondary bedroom with a custom closet organizer featuring built-in shelving and drawers, while the third bedroom is equipped with a mini-split system installed in 2023, making it ideal for a home office, guest room, or flex space. Step outside to a private backyard designed for enjoyment and entertaining. Relax beneath the custom-built pergola, enjoy the grassy yard, and take advantage of the rare mature orange tree that adds both beauty and character to the property. Additional exterior improvements include block walls on both sides of the property, a newer rear wood fence, and a wrought-iron side gate, providing privacy and curb appeal. Additional highlights include a newer water heater, custom-built garage storage room, and a recently installed garage door spring. Conveniently located near schools, shopping, dining, and commuter routes, this home offers an exceptional opportunity for buyers seeking a well-cared-for property with numerous upgrades already completed. Seller is open to discussing seller financing, wraparound financing, or a subject-to style transaction for qualified buyers. Existing financing includes an attractive low-rate mortgage of approximately 2.625%, creating potential opportunities for creative financing structures. Traditional financing is welcome, but buyers seeking flexible terms are encouraged to inquire. Terms, down payment, and structure are negotiable based on the overall offer. Subject to seller approval for this kind of financing.** Don’t miss your chance to own this turnkey Palmdale home!

Features & Amenities

FeeBuilt 1991

Property Details

Land Type
Fee
Year Built
1991
Property Type
Residential
Property Subtype
Single Family Residence
Heating
Central
Cooling
Central Air
View
Mountain(s), Neighborhood, Pool
Flooring
Laminate, Tile
Roof
Spanish Tile, Concrete
City
Palmdale
Zip Code
93550
County
Los Angeles
Listed byLuxury Collective, Jennifer Cardoza

Mortgage Calculator

Current Rates

$
$
%
Monthly Payment
$2,300.73
Principal & Interest
Loan Amount
$364,000
Total Interest
$464,262
Total Payment Over 30 Years
$828,262
This calculator provides estimates only. Actual mortgage payments may include taxes, insurance, HOA fees, and PMI. Contact a lender for accurate quotes.

Comparative Market Analysis

Affordable Tier · 5 active · 5 closed

40149 La Cota Drive, Palmdale, CA 93550

Palmdale · Single Family Residence

$455K
Affordable Tier
Beds
3
Baths
3
Sqft
1,475
Lot
7.38 ac
Year
1991
$/Sqft
$308
Pool: No✓
Spa: No✓
View: mountain✓

Listed 3.4% above the median closed sale of $440,000. Price per sqft ($308) is a 12% premium to closed comps ($274). Closed comps sold at 101% of list — strong seller's market.

Price Position

Aligned with the market — fair pricing for the comps.

At market
Subject listed at $455K· $308/sqft
Total list price
Closed comps
vs closed median $440K
+$15K (+3.4%)
Active comps
vs active median $459K
−$4K (−0.9%)
Price per sqft
Closed compsinsufficient comp data
Active comps
vs active avg $/sqft $369
−$61 (−16.6%)

Active Properties (5)

Active Comparables

AddressCityYearBDBTHSqFtLotSzLP/SqFtLPDIMScore
149 AsusenaPalmdale2001431,974226,173$228$449,90016475
38638 Carolside AvenuePalmdale1957431,4066,450$331$465,0004064
39554 Armfield AvePalmdale1957321,0507,290$437$459,0004960
38990 Juniper TreePalmdale1955421,38411,590$340$469,90027957
232 Avenue P5Palmdale1957328047,504$510$410,00018150
Total: 5 · Average3.62.41,323.651,801.4$369.2$450,760142.6
Median1,384$459,000

Closed Properties (5)

Closed Comparables

AddressCityYearDateBDBTHSqFtLotSzLPSPSP/SqFtSP/LPDIMScore
40150 CantaraPalmdale199905/27/2026321,404259,689$419,900$425,000$3031.016085
40432 Vereda DrivePalmdale200106/11/2026331,687225,275$449,900$440,000$2610.989283
40251 PantanoPalmdale200209/30/2026431,974260,300$438,000$440,000$2231.005578
40335 Reata RoadPalmdale200206/29/2026431,974260,300$485,000$487,000$2471.004776
39334 Willowvale RoadPalmdale198007/16/2026321,5228,057$489,000$509,500$3351.0422568
Total: 5 · Average3.42.61,712.2202,724.2$460,300$460,300$273.8—95.8
Median1,687$440,000$440,000

Market Analysis

List vs Sale $/SqFt

Sale Price Trend

Days on Market

Sale vs List Price

AI-generated CMA

This analysis was generated automatically from MLS data. For an in-depth, human-reviewed valuation, contact Joseph Sardella at josephsardella@gmail.com.