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39 De Lino, Rancho Santa Margarita, CA 92688

$650K2bd · 2ba · 1,110 sqft
Lot 62,246 sqft•HOA $482/mo•Condominium•
Active
•6d on market•MLS# OC-26224806

Property Description

LOCATION, LOCATION, LOCATION! One of the BEST locations in the highly desirable Belflora community! This elevated, upper-level corner unit near a quiet cul-de-sac offers beautiful Saddleback Mountain views, abundant natural light, and an incredible Rancho Santa Margarita lifestyle! Welcome to 39 De Lino, a beautifully updated 2-bedroom, 2-bath home offering 1,110 sq. ft. of inviting living space. Enjoy high ceilings, recessed lighting, a cozy fireplace, remodeled kitchen with granite countertops, updated bathrooms, and newer carpet installed in 2024. The spacious primary suite features dual sinks, while the private balcony offers scenic mountain views. Additional highlights include central AC/heating, indoor laundry, and a detached garage. MAJOR HOA IMPROVEMENTS include community-wide repiping (2024–2025), exterior painting (August 2026), roof power washing, patio resealing, landscaping enhancements (2025), and new common-area furniture! THE LOCATION IS EXCEPTIONAL! Walk to the community pool, nearby parks, scenic trails, Rancho Santa Margarita Lake, Beach Club Lagoon, and Mercado del Lago shopping and dining. Enjoy SAMLARC recreational amenities, nearby schools, and convenient access to major roads and toll roads. Beautiful views, an updated home, and an AMAZING lake lifestyle!

Features & Amenities

FeeBuilt 1989

Property Details

Land Type
Fee
Year Built
1989
Property Type
Residential
Property Subtype
Condominium
Parking Spaces
1
Garage Spaces
1
Heating
Central
Cooling
Central Air
View
Mountain(s), Park/Greenbelt, Trees/Woods
Flooring
Vinyl, Carpet
City
Rancho Santa Margarita
Zip Code
92688
County
Orange
Listed byRegency Real Estate Brokers, Ruth Bruno

Mortgage Calculator

Current Rates

$
$
%
Monthly Payment
$3,286.18
Principal & Interest
Loan Amount
$519,910
Total Interest
$663,117
Total Payment Over 30 Years
$1,183,027
This calculator provides estimates only. Actual mortgage payments may include taxes, insurance, HOA fees, and PMI. Contact a lender for accurate quotes.

Comparative Market Analysis

Affordable Tier · 5 active · 5 closed

39 De Lino, Rancho Santa Margarita, CA 92688

Rancho Santa Margarita · Condominium

$650K
Affordable Tier
Beds
2
Baths
2
Sqft
1,110
Lot
1.43 ac
Year
1989
$/Sqft
$585
Pool: No✓
Spa: No✓
View: mountain✓
Garage: 1-car✓

Listed 4.0% above the median closed sale of $625,000. Closed comps sold at 100% of list — strong seller's market.

Price Position

Aligned with the market — fair pricing for the comps.

At market
Subject listed at $650K· $585/sqft
Total list price
Closed comps
vs closed median $625K
+$25K (+4.0%)
Active comps
vs active median $649K
+$888 (+0.1%)
Price per sqft
Closed compsinsufficient comp data
Active comps
vs active avg $/sqft $651
−$66 (−10.1%)

Active Properties (5)

Active Comparables

AddressCityYearBDBTHSqFtLotSzLP/SqFtLPDIMScore
8 DoradoRancho Santa Margarita1989221,05052,155$643$675,0007594
30 LeonadoRancho Santa Margarita19892287652,155$672$589,0004891
55 Via CordobaRancho Santa Margarita1995221,12819,500$620$698,9998088
18 Montana Del LagoRancho Santa Margarita19922282752,296$689$569,9952586
1 Box ElderRancho Santa Margarita1988231,03127,939$629$649,0003485
Total: 5 · Average2.02.2982.440,809$650.6$636,398.852.4
Median1,031$649,000

Closed Properties (5)

Closed Comparables

AddressCityYearDateBDBTHSqFtLotSzLPSPSP/SqFtSP/LPDIMScore
6 LeonadoRancho Santa Margarita198909/01/2026221,10262,246$628,000$625,000$5670.994897
7 CetrinoRancho Santa Margarita198907/08/2026221,1020$615,000$610,000$5540.992895
2 CarmesiRancho Santa Margarita198909/22/2026221,0490$630,000$625,000$5960.998994
20 CarmesiRancho Santa Margarita198906/10/2026221,05839,932$675,000$667,000$6300.995892
18 MarinoRancho Santa Margarita198910/09/2026228880$614,900$650,000$7321.063791
Total: 5 · Average2.02.01,039.851,089$635,400$635,400$615.8—52
Median1,058$625,000$625,000

Market Analysis

List vs Sale $/SqFt

Sale Price Trend

Days on Market

Sale vs List Price

AI-generated CMA

This analysis was generated automatically from MLS data. For an in-depth, human-reviewed valuation, contact Joseph Sardella at josephsardella@gmail.com.