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3866 Montego Drive, Huntington Beach, CA 92649

$2.00M3bd · 3ba · 1,836 sqft
Lot 1,512 sqft•HOA $880.84/mo•Single Family Residence•
Active
•22d on market•MLS# PW-26218792

Property Description

Welcome to 3866 Montego, a completely rebuilt waterfront residence in the sought-after Seagate community of Huntington Harbour, with your own 30-foot private boat dock just steps from the door. With direct access to the harbor's channels and the open Pacific beyond, the dock may accommodate a vessel of up to 40 feet (buyer to verify with Harbormaster and HOA), a rare opportunity for boaters and anyone who dreams of life on the water. Rebuilt with an effective build date of 2013, the home was reconstructed to current code, including high-efficiency furnace & A/C (installed 2023), electrical, plumbing, insulation, drywall & every finish, tastefully redone with a clean, sophisticated coastal vibe, and meticulously maintained ever since. The result is the ease of newer construction paired with an irreplaceable waterfront setting. Enter through the private gated courtyard to a custom Knotty Walnut front door with a nautical stained glass side panel, where Hickory wood floors lead you into an entertainer's dream. The gourmet chef's kitchen offers ample quartz counter space & a Thermador appliance suite, including a 6-burner range w/double ovens & all the bells and whistles, stainless steel fridge & dishwasher, and flows into a custom-built wine & entertaining area w/custom cherry cabinets and dedicated wine storage fridge. A custom stacked-stone fireplace adds warmth to the living space, while views stretch across the waterway, boat slips and evening sunsets. A powder room is downstairs for convenience, & large sliding glass doors open to a renovated, spacious private patio w/gated access to the boat slip and dock storage below for all your water toys. Upstairs, three bedrooms include a primary suite with spectacular views and its own private bath, plus two spacious guest bedrooms, both with closet organizers, one with vaulted ceilings and one perfect for a home office or den, and a beautifully appointed guest bath. A full-size indoor laundry area, with washer and dryer included, is also upstairs. A detached two-car garage adjacent to the home provides parking and storage. Morning coffee on the water, sunset evenings as the boats glide past, and weekends cruising the coast: this is the Huntington Harbour lifestyle at its finest. Excellent schools, easy freeway access, nearby dining and shopping, & just minutes to Bolsa Chica State Beach make this a perfect coastal retreat. Check out the 3D Tour!

Features & Amenities

FeeBuilt 1974

Property Details

Land Type
Fee
Year Built
1974
Property Type
Residential
Property Subtype
Single Family Residence
Parking Spaces
2
Garage Spaces
2
Heating
Central
Cooling
Central Air
View
Canal, Marina, Ocean, Panoramic, Water, See Remarks
Flooring
Carpet, Tile, Wood
City
Huntington Beach
Zip Code
92649
County
Orange
Listed byY Realty, Noelle Longmeyer

Mortgage Calculator

Current Rates

$
$
%
Monthly Payment
$10,107.97
Principal & Interest
Loan Amount
$1,599,190
Total Interest
$2,039,679
Total Payment Over 30 Years
$3,638,869
This calculator provides estimates only. Actual mortgage payments may include taxes, insurance, HOA fees, and PMI. Contact a lender for accurate quotes.

Comparative Market Analysis

Luxury Tier · 5 active · 5 closed

3866 Montego Drive, Huntington Beach, CA 92649

Huntington Beach · Single Family Residence

$2.00M
Luxury Tier
Beds
3
Baths
3
Sqft
1,836
Lot
1,512 sqft
Year
1974
$/Sqft
$1089
Pool: No✓
Spa: No✓
View: city✓
Garage: 2-car✓

Listed 8.1% above the median closed sale of $1,850,000. Price per sqft ($1,089) is a 26% premium to closed comps ($866). Luxury tier — fewer comparable sales widen the confidence range.

Price Position

Positioned above the market — commands a premium.

Premium
Subject listed at $2.00M· $1,089/sqft
Total list price
Closed comps
vs closed median $1.85M
+$149K (+8.1%)
Active comps
vs active median $2.17M
−$176K (−8.1%)
Price per sqft
Closed compsinsufficient comp data
Active comps
vs active avg $/sqft $1,165
−$76 (−6.5%)

Active Properties (5)

Active Comparables

AddressCityYearBDBTHSqFtLotSzLP/SqFtLPDIMScore
16125 Saint Croix CircleHuntington Beach1973332,2001,512$989$2.17M1578
16432 25th StreetSunset Beach1938431,8362,700$1,089$2.00M2260
53 SurfsideSurfside1938321,3441,987$1,674$2.25M11459
4742 WentworthHuntington Beach2010431,9535,184$1,172$2.29M5558
17281 Osterville LaneHuntington Beach2011431,9952,918$902$1.80M2448
Total: 5 · Average3.62.81,865.62,860.2$1,165.2$2.10M46
Median1,953$2.17M

Closed Properties (5)

Closed Comparables

AddressCityYearDateBDBTHSqFtLotSzLPSPSP/SqFtSP/LPDIMScore
16154 TortolaHuntington Beach197306/08/2026331,8901,708$1.95M$1.80M$9520.927478
3592 WindspunHuntington Beach197710/23/2026432,0572,238$1.95M$1.85M$8990.9526070
3766 MontegoHuntington Beach197307/14/2026432,0472,507$1.79M$1.80M$8791.003268
3834 MistralHuntington Beach196902/10/2026432,4636,000$2.05M$1.91M$7750.932556
3581 AquariusHuntington Beach197707/09/2026542,6646,000$2.20M$2.20M$8251.0012454
Total: 5 · Average4.03.22,224.23,690.6$1.91M$1.91M$866—103
Median2,057$1.85M$1.85M

Market Analysis

List vs Sale $/SqFt

Sale Price Trend

Days on Market

Sale vs List Price

AI-generated CMA

This analysis was generated automatically from MLS data. For an in-depth, human-reviewed valuation, contact Joseph Sardella at josephsardella@gmail.com.