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365 Bristol Street, Cambria, CA 93428

$1.45M3bd · 3ba · 1,999 sqft
Lot 7,000 sqft•Single Family Residence•
Active
•103d on market•MLS# PI-26159312

Property Description

Introducing "Moonstone Terrace," a beautifully renovated coastal retreat in Cambria's highly sought-after Park Hill neighborhood. Completely renovated in 2019, this turnkey 3-bedroom, 2.5-bath home offers modern upgrades and an exceptional location just one block from beach access and minutes from downtown Cambria, capturing the relaxed elegance of California's Central Coast. The light-filled, open-concept interior features a spacious living room with updated flooring, skylight, ceiling fan, and a custom built-in entertainment center with integrated Samsung Smart TV. Sliding glass doors open to the ocean-view deck, creating a seamless connection between indoor and outdoor living. The adjacent dining area offers abundant natural light and a welcoming space for gatherings. The open kitchen is designed for both style and function, featuring a large center island with built-in cooktop and oven, breakfast bar seating, stainless steel appliances, ample cabinetry, and generous counter space. A charming sunroom with floor-to-ceiling windows provides the perfect spot to enjoy morning coffee while taking in the coastal scenery. The primary suite includes backyard access through sliding glass doors, closet space, and an en-suite bathroom with a walk-in tiled shower, built-in cabinetry, and tile flooring. Two additional bedrooms, a full bathroom, and a half bathroom provide flexible accommodations for family or guests. Outdoor living is equally inviting, with a partially wraparound deck showcasing ocean views and a fully fenced 7,000 sq ft backyard featuring a fountain, premium turf lawn, mature landscaping, and a partially covered patio. Additional upgrades include a new garage door, electrical, plumbing, and central heating improvements, landscape sprinklers, a Flume smart water monitoring system, built-in Samsung Smart TVs, a custom banquette and workspace, and an attached garage. Combining thoughtful renovations, coastal views, and a prime location moments from Moonstone Beach and downtown Cambria, "Moonstone Terrace" offers a rare opportunity for turnkey coastal living.

Features & Amenities

CambriaFeeBuilt 1980

Property Details

Subdivision
Cambria
Land Type
Fee
Year Built
1980
Property Type
Residential
Property Subtype
Single Family Residence
Parking Spaces
2
Garage Spaces
1
Heating
Central
Cooling
None
View
Hills, Peek-A-Boo
Flooring
Laminate, Tile
Roof
Composition
City
Cambria
Zip Code
93428
County
San Luis Obispo
Listed byInvest SLO, Abel Contreras

Mortgage Calculator

Current Rates

$
$
%
Monthly Payment
$7,326.93
Principal & Interest
Loan Amount
$1,159,200
Total Interest
$1,478,496
Total Payment Over 30 Years
$2,637,696
This calculator provides estimates only. Actual mortgage payments may include taxes, insurance, HOA fees, and PMI. Contact a lender for accurate quotes.

About Cambria

This property is located in Cambria, a community in Cambria. Explore more listings in this neighborhood to compare options and pricing.

View Cambria Listings

Comparative Market Analysis

Residential Tier · 5 active · 5 closed

365 Bristol Street, Cambria, CA 93428

Cambria · Cambria · Single Family Residence

$1.48M
Residential Tier
Beds
3
Baths
3
Sqft
1,999
Lot
7,000 sqft
Year
1980
$/Sqft
$740
Pool: No✓
Spa: No✓
View: water✓
Garage: 1-car✓

Listed 5.6% above the median closed sale of $1,400,000. Closed comps sold at 95% of list — buyers have negotiating leverage. Expect a longer timeline — comps averaged 150 days on market.

Price Position

Positioned above the market — commands a premium.

Premium
Subject listed at $1.48M· $740/sqft
Total list price
Closed comps
vs closed median $1.40M
+$79K (+5.6%)
Active comps
vs active median $1.34M
+$134K (+10.0%)
Price per sqft
Closed compsinsufficient comp data
Active comps
vs active avg $/sqft $636
+$104 (+16.4%)

Active Properties (5)

Active Comparables

AddressCityYearBDBTHSqFtLotSzLP/SqFtLPDIMScore
1086 HillcrestCambria1997332,3469,000$554$1.30M2579
1475 Spencer StreetCambria1979332,0005,250$638$1.27M5972
1021 HillcrestCambria1982332,36047,750$676$1.59M38270
1770 AstorCambria1998332,1458,750$650$1.40M1869
1648 RichardCambria1986442,0354,621$661$1.34M9066
Total: 5 · Average3.23.22,177.215,074.2$635.8$1.38M114.8
Median2,145$1.34M

Closed Properties (5)

Closed Comparables

AddressCityYearDateBDBTHSqFtLotSzLPSPSP/SqFtSP/LPDIMScore
583 Plymouth StreetCambria198707/31/2026331,8825,250$1.40M$1.30M$6910.9323390
512 Worcester DriveCambria197805/13/2026442,1995,250$1.39M$1.40M$6371.013579
5282 HillcrestCambria199107/01/2026332,38910,150$1.60M$1.56M$6530.984275
295 Plymouth StreetCambria199605/28/2026321,6302,100$1.55M$1.50M$9200.9732175
5198 Whitehall AvenueCambria197805/11/2026221,3603,500$1.50M$1.27M$9340.8511973
Total: 5 · Average3.02.81,8925,250$1.41M$1.41M$767—150
Median1,882$1.40M$1.40M

Market Analysis

List vs Sale $/SqFt

Sale Price Trend

Days on Market

Sale vs List Price

AI-generated CMA

This analysis was generated automatically from MLS data. For an in-depth, human-reviewed valuation, contact Joseph Sardella at josephsardella@gmail.com.