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31528 Settlers, Winchester, CA 92596

$838K5bd · 4ba · 3,291 sqft
Lot 7,841 sqft•HOA $30/mo•Single Family Residence•
Active
•188d on market•MLS# OC-26089527

Property Description

Welcome to 31528 Settlers, where thoughtful design, exceptional craftsmanship, and premium finishes come together in a truly move-in-ready home. Every detail has been carefully selected to create a residence that offers style, comfort, functionality, and everyday luxury. The impressive entry welcomes you with a premium glass front door, elegant open staircase with custom iron railings, and a redesigned straight-slab architectural entry that creates a striking first impression. At the heart of the home is a beautifully upgraded chef's kitchen featuring premium wood-grain thermofoil cabinetry, glass display cabinets, a spacious walk-in pantry with a custom glass door, an oversized quartz waterfall island, floor-to-ceiling designer backsplash, a farmhouse sink, and smart stainless steel and glass appliances perfect for entertaining or everyday living. The luxurious primary suite offers a spa-inspired retreat with a freestanding soaking tub, oversized frameless glass shower with floor-to-ceiling custom tile, designer mirrors, direct access to an expansive walk-in closet, and beautifully appointed finishes throughout. Additional bathrooms continue the upscale design with floor-to-ceiling tile, frameless glass enclosures, modern black hardware, upgraded water-saving toilets, and stylish fixtures. Premium finishes continue throughout the home with continuous luxury vinyl plank flooring (no carpet), custom shiplap accent walls, sliding barn doors, modern black hardware, designer lighting, additional recessed LED lighting, and concealed TV wiring in every bedroom, loft, and flex room for a clean, modern appearance. Comfort and efficiency are enhanced with a whole-house water softener, reverse osmosis drinking water system, whole-house fan, custom plantation shutters throughout the bedrooms, loft, and flex room, and custom window coverings in the main living and dining areas. Step outside to a professionally landscaped backyard designed for year-round enjoyment, complete with a shaded gazebo, built-in outdoor barbecue kitchen, refrigerator, pizza oven, and space for entertaining. Three-car garage features durable epoxy flooring and provides exceptional depth and storage, easily accommodating larger vehicles. This home has been extensively upgraded beyond typical builder finishes and offers a rare opportunity to enjoy premium craftsmanship, modern convenience. https://www.zillow.com/view-imx/3a399b7b-347f-4421-8aab-2b2f0d8dba03?initialViewType=pano

Features & Amenities

FeeBuilt 2023

Property Details

Land Type
Fee
Year Built
2023
Property Type
Residential
Property Subtype
Single Family Residence
Parking Spaces
3
Garage Spaces
3
Heating
Central
Cooling
Central Air, Electric, High Efficiency, Whole House Fan
View
Mountain(s)
City
Winchester
Zip Code
92596
County
Riverside
Listed byZENCREST HOMES, Zied Bejaui

Mortgage Calculator

Current Rates

$
$
%
Monthly Payment
$4,237.38
Principal & Interest
Loan Amount
$670,400
Total Interest
$855,058
Total Payment Over 30 Years
$1,525,458
This calculator provides estimates only. Actual mortgage payments may include taxes, insurance, HOA fees, and PMI. Contact a lender for accurate quotes.

Comparative Market Analysis

Luxury Tier · 5 active · 5 closed

31528 Settlers, Winchester, CA 92596

Winchester · Single Family Residence

$838K
Luxury Tier
Beds
5
Baths
4
Sqft
3,291
Lot
7,841 sqft
Year
2023
$/Sqft
$255
Pool: No✓
View: mountain✓
Garage: 3-car✓

Listed 14.0% above the median closed sale of $735,000. Price per sqft ($255) is a 20% discount to closed comps ($317). Closed comps sold at 101% of list — strong seller's market. Luxury tier — fewer comparable sales widen the confidence range.

Price Position

Positioned above the market — commands a premium.

Premium
Subject listed at $838K· $255/sqft
Total list price
Closed comps
vs closed median $735K
+$103K (+14.0%)
Active comps
vs active median $804K
+$35K (+4.3%)
Price per sqft
Closed compsinsufficient comp data
Active comps
vs active avg $/sqft $253
+$2 (+0.9%)

Active Properties (5)

Active Comparables

AddressCityYearBDBTHSqFtLotSzLP/SqFtLPDIMScore
29713 Lisa CircleWinchester2026533,2268,506$229$739,9909681
31158 Mountain Summit RoadWinchester2026543,21810,000$260$837,0003480
31189 Mountain Summit RoadWinchester2026543,21811,761$258$830,0005377
31150 Mountain Summit RoadWinchester2026432,99210,000$269$803,5003476
30558 Via SerenoWinchester2027533,0157,960$248$746,9902173
Total: 5 · Average4.83.43,133.89,645.4$252.8$791,49647.6
Median3,218$803,500

Closed Properties (5)

Closed Comparables

AddressCityYearDateBDBTHSqFtLotSzLPSPSP/SqFtSP/LPDIMScore
29631 Barrel CourtWinchester202208/27/2026432,8436,970$799,900$750,000$2640.947081
31720 Settlers RoadWinchester202407/10/2026532,2167,835$735,000$735,000$3321.009179
29569 Saddle DriveWinchester202304/27/2026533,0156,534$714,500$715,000$2371.002474
30678 ExpeditionWinchester202207/10/2026442,4287,475$719,000$717,000$2951.005774
31684 Settlers RoadWinchester202405/26/2026331,7588,176$729,000$802,763$4571.1010873
Total: 5 · Average4.23.22,4527,398$743,952.6$743,952.6$317—70
Median2,428$735,000$735,000

Market Analysis

List vs Sale $/SqFt

Sale Price Trend

Days on Market

Sale vs List Price

AI-generated CMA

This analysis was generated automatically from MLS data. For an in-depth, human-reviewed valuation, contact Joseph Sardella at josephsardella@gmail.com.