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265 Rancho Dr, C, Chula Vista, CA 91911

$530K3bd · 2ba · 1,228 sqft
HOA $400/mo•Townhouse•
Active
•124d on market•MLS# SW-26019763

Property Description

Eligible for $10,000 forgivable loan (no payments, no interest) to cover closing costs, rate buy-down and/or down payment. 100% financing available with NO mortgage insurance for qualified buyers. Short sale subject to lender approval. Property is being sold as-is. Please allow additional time for lender response. Bright corner-unit townhome in Rancho Rios with one of the best locations in the community. This two-story end unit offers three bedrooms, 1.5 baths, and two parking spaces—a rare find at this price point. The main level features a comfortable living room with fireplace, an upgraded kitchen with quartz counters and stainless steel appliances, a dining area, and a convenient half bath off the kitchen. A sliding door opens to a private fenced patio, with a full-size laundry room and extra storage directly off the patio. Upstairs are three well-sized bedrooms and a full bathroom. The community offers manicured walkways, a neighborhood park, and a pool just steps away. Shopping, dining, and daily essentials are within walking distance, and the 805, 5, and 905 freeways are minutes away for easy commuting. A clean, move-in-ready three-bedroom home at an excellent value—this one is priced to sell and subject to lender approval. Upstairs are three well-sized bedrooms and a full bathroom. The community offers manicured walkways, a neighborhood park, and a pool just steps away. Shopping, dining, and daily essentials are within walking distance, and the 805, 5, and 905 freeways are minutes away for easy commuting. A clean, move-in-ready three-bedroom home at an excellent value—this one is priced to sell.

Features & Amenities

Chula VistaFeeBuilt 1977

Property Details

Subdivision
Chula Vista
Land Type
Fee
Year Built
1977
Property Type
Residential
Property Subtype
Townhouse
Parking Spaces
2
Garage Spaces
0
Heating
Fireplace(s)
Cooling
None
View
None
City
Chula Vista
Zip Code
91911
County
San Diego
Listed byReal Brokerage Technologies, Ashley Restivo

Mortgage Calculator

Current Rates

$
$
%
Monthly Payment
$2,679.97
Principal & Interest
Loan Amount
$424,000
Total Interest
$540,789
Total Payment Over 30 Years
$964,789
This calculator provides estimates only. Actual mortgage payments may include taxes, insurance, HOA fees, and PMI. Contact a lender for accurate quotes.

About Chula Vista

This property is located in Chula Vista, a community in Chula Vista. Explore more listings in this neighborhood to compare options and pricing.

View Chula Vista Listings

Comparative Market Analysis

Affordable Tier · 5 active · 5 closed

265 Rancho Dr, C, Chula Vista, CA 91911

Chula Vista · Chula Vista · Townhouse

$530K
Affordable Tier
Beds
3
Baths
2
Sqft
1,228
Lot
0 sqft
Year
1977
$/Sqft
$432
Pool: No✓
View: None✓

Listed 3.9% above the median closed sale of $510,000. Price per sqft ($432) is a 14% premium to closed comps ($379). Closed comps sold at 100% of list — strong seller's market.

Price Position

Aligned with the market — fair pricing for the comps.

At market
Subject listed at $530K· $432/sqft
Total list price
Closed comps
vs closed median $510K
+$20K (+3.9%)
Active comps
vs active median $590K
−$60K (−10.2%)
Price per sqft
Closed compsinsufficient comp data
Active comps
vs active avg $/sqft $426
+$6 (+1.4%)

Active Properties (5)

Active Comparables

AddressCityYearBDBTHSqFtLotSzLP/SqFtLPDIMScore
300 Rancho DriveChula Vista1976311,2740$447$570,0003182
5252 BeachfrontSan Diego2021231,3100$457$599,0002558
5495 Seacliff PlaceSan Diego2022231,3090$423$554,0006054
5494 Seacliff PlaceSan Diego2022231,3090$451$590,0007054
5280 Beachfront CoveSan Diego2021431,6960$353$599,0003151
Total: 5 · Average2.62.61,379.60$426.2$582,40043.4
Median1,309$590,000

Closed Properties (5)

Closed Comparables

AddressCityYearDateBDBTHSqFtLotSzLPSPSP/SqFtSP/LPDIMScore
1434 HilltopChula Vista197301/20/2026321,2960$499,000$491,000$3790.985283
1336 Calle TempraChula Vista198607/02/2026231,31364,509$499,900$499,900$3811.002971
1640 Maple DrChula Vista197409/04/2026431,576504,973$579,000$585,000$3711.015770
1640 Maple DriveChula Vista197612/17/2025331,576504,860$590,000$590,000$3741.004768
1324 Villa Tempra DriveChula Vista198610/26/2026231,31364,469$499,000$510,000$3881.025264
Total: 5 · Average2.82.81,414.8284,702.75$535,180$535,180$378.6—47.4
Median1,313$510,000$510,000

Market Analysis

List vs Sale $/SqFt

Sale Price Trend

Days on Market

Sale vs List Price

AI-generated CMA

This analysis was generated automatically from MLS data. For an in-depth, human-reviewed valuation, contact Joseph Sardella at josephsardella@gmail.com.