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265 Loma Alta, B1, Oceanside, CA 92054

$415K2bd · 1ba · 836 sqft
Lot 0 sqft•HOA $575/mo•Condominium•
Active
•23d on market•MLS# 219154158

Property Description

Welcome to this charming ground-level condo in Oceanside with NO STAIRS! This 2-bedroom, 1-bath home offers approximately 836 sq. ft. of living space and has been freshly painted throughout, creating a bright, refreshed feel. Enjoy your own private balcony, perfect for relaxing and enjoying the outdoors. A standout feature is the detached garage, offering additional parking or storage, plus a separate assigned parking space. The community features a pool/spa and a convenient on-site laundry facilities. Ideally situated near shopping, dining, local attractions, and Oceanside's beautiful beaches. Whether you're searching for a primary residence, coastal retreat, or investment opportunity, this condo offers a wonderful opportunity to enjoy the Oceanside lifestyle!

Features & Amenities

Not ApplicableFeeBuilt 1980

Property Details

Subdivision
Not Applicable
Land Type
Fee
Year Built
1980
Property Type
Residential
Property Subtype
Condominium
Parking Spaces
2
Garage Spaces
1
Heating
Other
Cooling
Wall/Window Unit(s)
Flooring
Laminate
City
Oceanside
Zip Code
92054
County
San Diego
Listed byRe/Max Desert Properties, Sandy Jacobo·760-980-4689

Mortgage Calculator

Current Rates

$
$
%
Monthly Payment
$2,098.47
Principal & Interest
Loan Amount
$332,000
Total Interest
$423,448
Total Payment Over 30 Years
$755,448
This calculator provides estimates only. Actual mortgage payments may include taxes, insurance, HOA fees, and PMI. Contact a lender for accurate quotes.

Comparative Market Analysis

Affordable Tier · 5 active · 5 closed

265 Loma Alta, B1, Oceanside, CA 92054

Not Applicable · Oceanside · Condominium

$415K
Affordable Tier
Beds
2
Baths
1
Sqft
836
Lot
0 sqft
Year
1980
$/Sqft
$496
Pool: No✓
Spa: No✓
Garage: 1-car✓

Listed 5.5% above the median closed sale of $393,500.

Price Position

Positioned above the market — commands a premium.

Premium
Subject listed at $415K· $496/sqft
Total list price
Closed comps
vs closed median $394K
+$22K (+5.5%)
Active comps
vs active median $415K
$0 (0.0%)
Price per sqft
Closed compsinsufficient comp data
Active comps
vs active avg $/sqft $434
+$62 (+14.3%)

Active Properties (5)

Active Comparables

AddressCityYearBDBTHSqFtLotSzLP/SqFtLPDIMScore
432 Edgehill LaneOceanside197921802453,024$517$415,0002687
552 Canyon DriveOceanside1991221,0350$435$449,9006084
432 Edgehill LnOceanside1979228020$480$385,00015983
3720 Mount Vernon AvenueOceanside1975221,0591,742$392$415,000272
3685 Vista CampanaOceanside1965221,0281,742$345$355,0003370
Total: 5 · Average2.01.8945.2152,169.333$433.8$403,98056
Median1,028$415,000

Closed Properties (5)

Closed Comparables

AddressCityYearDateBDBTHSqFtLotSzLPSPSP/SqFtSP/LPDIMScore
432 EdgehillOceanside197910/13/2026228020$390,000$385,000$4800.9911187
2929 Fire Mountain DriveOceanside197109/18/2026218550$400,000$393,500$4600.984980
2929 FIRE MOUNTAIN DriveOceanside197108/03/2026218550$424,000$417,000$4880.985479
430 Stoney Point WayOceanside199111/21/202522942261,360$480,000$440,000$4670.925778
432 Edgehill LaneOceanside197906/08/20261157810$350,000$355,000$6141.018275
Total: 5 · Average1.81.4806.4130,685$398,100$398,100$501.8—70.6
Median855$393,500$393,500

Market Analysis

List vs Sale $/SqFt

Sale Price Trend

Days on Market

Sale vs List Price

AI-generated CMA

This analysis was generated automatically from MLS data. For an in-depth, human-reviewed valuation, contact Joseph Sardella at josephsardella@gmail.com.