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2315 North Lugo, San Bernardino, CA 92404

$520K3bd · 2ba · 1,346 sqft
Lot 6,756 sqft•Single Family Residence•
Active
•12d on market•MLS# GD-26228524

Property Description

Beautiful clean property featuring a 2-bed 1-bath front house and a separate 1-bed 1-bath rear ADU that was recently remodeled. The ADU is unpermitted. Both units are currently tenant-occupied month-to-month, offering flexibility for future plans. The property also includes a detached garage with potential for conversion into a 3rd unit (subject to city approval, zoning requirements, and necessary permits). Excellent opportunity to live in one unit and offset monthly mortgage expenses with rent from the other unit. Call for exciting details.

Features & Amenities

FeeBuilt 1938

Property Details

Land Type
Fee
Year Built
1938
Property Type
Residential
Property Subtype
Single Family Residence
Parking Spaces
6
Garage Spaces
2
Cooling
Wall/Window Unit(s)
View
None
City
San Bernardino
Zip Code
92404
County
San Bernardino
Listed byNick-Nick Realty, Norair Youssefian

Mortgage Calculator

Current Rates

$
$
%
Monthly Payment
$2,629.40
Principal & Interest
Loan Amount
$416,000
Total Interest
$530,585
Total Payment Over 30 Years
$946,585
This calculator provides estimates only. Actual mortgage payments may include taxes, insurance, HOA fees, and PMI. Contact a lender for accurate quotes.

Comparative Market Analysis

Affordable Tier · 5 active · 5 closed

2315 North Lugo, San Bernardino, CA 92404

San Bernardino · Single Family Residence

$520K
Affordable Tier
Beds
3
Baths
2
Sqft
1,346
Lot
6,756 sqft
Year
1938
$/Sqft
$386
Pool: No✓
View: None✓
Garage: 2-car✓

Listed 4.0% above the median closed sale of $500,000. Closed comps sold at 101% of list — strong seller's market.

Price Position

Aligned with the market — fair pricing for the comps.

At market
Subject listed at $520K· $386/sqft
Total list price
Closed comps
vs closed median $500K
+$20K (+4.0%)
Active comps
vs active median $490K
+$30K (+6.1%)
Price per sqft
Closed compsinsufficient comp data
Active comps
vs active avg $/sqft $405
−$19 (−4.6%)

Active Properties (5)

Active Comparables

AddressCityYearBDBTHSqFtLotSzLP/SqFtLPDIMScore
239 27thSan Bernardino1976321,4037,000$331$465,000888
2148 GenevieveSan Bernardino1929221,3166,750$372$490,0007488
2561 Sepulveda AvenueSan Bernardino1925321,04117,544$476$495,000985
2456 WatermanSan Bernardino1952311,0515,544$431$453,0006484
1915 Genevieve StreetSan Bernardino1952211,2326,850$414$510,00010884
Total: 5 · Average2.61.61,208.68,737.6$404.8$482,60052.6
Median1,232$490,000

Closed Properties (5)

Closed Comparables

AddressCityYearDateBDBTHSqFtLotSzLPSPSP/SqFtSP/LPDIMScore
2095 Genevieve StreetSan Bernardino193606/15/2026321,4267,672$520,000$520,000$3651.004791
2549 LugoSan Bernardino193908/21/2026311,0808,250$479,900$495,000$4581.033689
304 28th StreetSan Bernardino195010/16/2026221,1506,720$499,900$500,000$4351.004887
1737 Lugo AvenueSan Bernardino194805/08/2026321,2867,280$460,000$460,000$3581.0011486
2895 Sierra WaySan Bernardino193208/28/2026311,3005,676$499,900$500,000$3851.006786
Total: 5 · Average2.81.61,248.47,119.6$495,000$495,000$400.2—62.4
Median1,286$500,000$500,000

Market Analysis

List vs Sale $/SqFt

Sale Price Trend

Days on Market

Sale vs List Price

AI-generated CMA

This analysis was generated automatically from MLS data. For an in-depth, human-reviewed valuation, contact Joseph Sardella at josephsardella@gmail.com.