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21792 Hermosa Lane, Rancho Santa Margarita, CA 92679

$1.90M5bd · 4ba · 3,234 sqft
Lot 5,250 sqft•HOA $350/mo•Single Family Residence•
Active
•115d on market•MLS# OC-26142047

Property Description

Welcome to this stunning 5-bedroom, 3.5-bath executive home offering 3,234 SqFt of beautifully appointed living space in a prestigious guard-gated community. A custom brick paver driveway leads to a private courtyard with dramatic double doors and leaded glass entry. Inside, soaring vaulted ceilings, travertine tile floors, and crown molding define the formal living room, flowing into the dining room with a striking tray ceiling. The remodeled chef's kitchen features granite countertops, stainless steel appliances, a gas cooktop island, and white cabinetry with gold hardware. The adjacent family room with fireplace, eating area, and wet bar creates the perfect hub for daily living. A main-level bedroom with ensuite step-in shower, lighted vanity mirror, and walk-in closet offers ideal multigenerational or guest accommodations. The library is a versatile space featuring custom built in cabinetry could serve as an additional bedroom. A powder room with travertine tile and granite vanity adds a refined touch. Upstairs, a loft leads to the primary suite with hardwood floors, plantation shutters, private balcony, and a two-sided fireplace shared with the spa bath featuring a soaking tub, glass shower, and dual walk-in closets. Additional bedrooms offer spacious closets and an updated Jack and Jill bath. A 5th bedroom with built-in desk and cabinetry completes the upper level. Outside, enjoy a custom salt water pool with rock waterfall spa, covered poolside lanai, built-in BBQ island, and professional landscaping. Solar panels, dual AC units, and a 3-car garage with epoxy flooring and Tesla EV charger round out this exceptional home. Rancho Cielo residents enjoy a community pool and spa, tennis and basketball courts, park, and scenic hillside trails. Located near lakeside dining, boutique shopping, award-winning schools, and the vibrant heart of Rancho Santa Margarita.

Features & Amenities

Rancho CieloFeeBuilt 1990

Property Details

Subdivision
Rancho Cielo
Land Type
Fee
Year Built
1990
Property Type
Residential
Property Subtype
Single Family Residence
Parking Spaces
3
Garage Spaces
3
Heating
Central
Cooling
Central Air, Dual, Zoned
View
Courtyard, Hills, Mountain(s), Pool
Flooring
Stone
Roof
Composition
City
Rancho Santa Margarita
Zip Code
92679
County
Orange
Listed byColdwell Banker Realty, Thalia Faklis

Mortgage Calculator

Current Rates

$
$
%
Monthly Payment
$9,607.43
Principal & Interest
Loan Amount
$1,519,999
Total Interest
$1,938,675
Total Payment Over 30 Years
$3,458,674
This calculator provides estimates only. Actual mortgage payments may include taxes, insurance, HOA fees, and PMI. Contact a lender for accurate quotes.

About Rancho Cielo

This property is located in Rancho Cielo, a community in Rancho Santa Margarita. Explore more listings in this neighborhood to compare options and pricing.

View Rancho Cielo Listings

Comparative Market Analysis

Luxury Tier · 5 active · 5 closed

21792 Hermosa Lane, Rancho Santa Margarita, CA 92679

Rancho Cielo · Rancho Santa Margarita · Single Family Residence

$1.90M
Luxury Tier
Beds
5
Baths
4
Sqft
3,234
Lot
5,250 sqft
Year
1990
$/Sqft
$588
Pool: Yes✓
Spa: Yes✓
View: mountain✓
Garage: 3-car✓

Listed 13.4% above the median closed sale of $1,676,000. Luxury tier — fewer comparable sales widen the confidence range.

Price Position

Positioned above the market — commands a premium.

Premium
Subject listed at $1.90M· $588/sqft
Total list price
Closed comps
vs closed median $1.68M
+$224K (+13.4%)
Active comps
vs active median $1.70M
+$200K (+11.8%)
Price per sqft
Closed compsinsufficient comp data
Active comps
vs active avg $/sqft $587
+$1 (+0.1%)

Active Properties (5)

Active Comparables

AddressCityYearBDBTHSqFtLotSzLP/SqFtLPDIMScore
41 WakondaRancho Santa Margarita1991433,0005,850$542$1.63M1768
1 VillamouraRancho Santa Margarita1990533,0728,400$553$1.70M1763
23 Golf RidgeRancho Santa Margarita1995543,0635,208$653$2.00M4262
32016 Via CoyoteCoto de Caza1989443,2106,149$592$1.90M2254
32922 BrookseedRancho Santa Margarita1992432,8496,600$597$1.70M1653
Total: 5 · Average4.43.43,038.86,441.4$587.4$1.78M22.8
Median3,063$1.70M

Closed Properties (5)

Closed Comparables

AddressCityYearDateBDBTHSqFtLotSzLPSPSP/SqFtSP/LPDIMScore
21842 Las NubesRancho Santa Margarita199007/28/2026432,8107,425$1.63M$1.63M$5781.007588
21911 Via Del LagoRancho Santa Margarita199105/26/2026543,7287,000$2.20M$2.05M$5500.934082
31786 Via Del VientoRancho Santa Margarita199109/21/2026432,5836,600$1.70M$1.67M$6470.984976
32031 LomitaRancho Santa Margarita198908/28/2026432,8108,525$1.70M$1.68M$5960.996374
21 SummitcrestRancho Santa Margarita199108/18/2026443,3585,750$1.85M$1.80M$5360.977073
Total: 5 · Average4.23.43,057.87,060$1.76M$1.76M$581.4—59.4
Median2,810$1.68M$1.68M

Market Analysis

List vs Sale $/SqFt

Sale Price Trend

Days on Market

Sale vs List Price

AI-generated CMA

This analysis was generated automatically from MLS data. For an in-depth, human-reviewed valuation, contact Joseph Sardella at josephsardella@gmail.com.