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21440 North Tuolumne Rd, Twain Harte, CA 95383

$445K3bd · 2ba · 1,800 sqft
Lot 87,991 sqft•Single Family Residence•
Active
•239d on market•MLS# 00-41126490

Property Description

SPACE. PRIVACY. LOCATION. This gated 2.02-acre retreat offers a rare combination of usable acreage and paved access—just minutes from downtown Twain Harte! Fresh pest and septic reports are available, adding confidence from the start. The single-level home features 3 bedrooms, 2 bathrooms, plus a private loft bonus room ideal for an office, guest space, or art studio. Natural light, skylights, and beautiful wood-beam ceilings bring warmth and Sierra character to the open living area, while the kitchen offers oak cabinetry, tile countertops, pantry storage, a Lazy Susan, and casual bar seating. The oversized finished garage is an incredible bonus, complete with HVAC, well equipment, drainage, a utility sink, washer and dryer, and abundant storage. Major infrastructure is already in place, including a private well, septic system, propane service, retaining walls with drainage, a paved driveway, concrete walkways, and gated entry. Peaceful and private, yet conveniently close to Twain Harte, Black Oak Casino, and Highway 108—properties offering this much space in such a desirable location are hard to find. Schedule your private showing today!

Features & Amenities

FeeBuilt 1986

Property Details

Land Type
Fee
Year Built
1986
Property Type
Residential
Property Subtype
Single Family Residence
Heating
Wall Furnace
View
Mountain(s), Trees/Woods
Flooring
Vinyl, Laminate
City
Twain Harte
Zip Code
95383
County
Tuolumne
Listed byColdwell Banker Twain Harte Re, Avery L Bryant

Mortgage Calculator

Current Rates

$
$
%
Monthly Payment
$2,250.14
Principal & Interest
Loan Amount
$355,996
Total Interest
$454,053
Total Payment Over 30 Years
$810,049
This calculator provides estimates only. Actual mortgage payments may include taxes, insurance, HOA fees, and PMI. Contact a lender for accurate quotes.

Comparative Market Analysis

Affordable Tier · 5 active · 5 closed

21440 North Tuolumne Rd, Twain Harte, CA 95383

Twain Harte · Single Family Residence

$445K
Affordable Tier
Beds
3
Baths
2
Sqft
1,800
Lot
2.02 ac
Year
1986
$/Sqft
$247
Pool: No✓
View: mountain✓

Listed 5.3% below the median closed sale of $470,000. Price per sqft ($247) is a 21% discount to closed comps ($313).

Price Position

Priced below the market — value advantage over the field.

Price advantage
Subject listed at $445K· $247/sqft
Total list price
Closed comps
vs closed median $470K
−$25K (−5.3%)
Active comps
vs active median $489K
−$44K (−9.0%)
Price per sqft
Closed compsinsufficient comp data
Active comps
vs active avg $/sqft $269
−$22 (−8.2%)

Active Properties (5)

Active Comparables

AddressCityYearBDBTHSqFtLotSzLP/SqFtLPDIMScore
22401 ForkSonora1972321,97279,279$253$499,000876
21837 Cedar Springs RdTwain Harte2026321,45511,325$296$430,0005476
21639 Crystal Lake DrSonora1980321,72846,609$289$499,00013273
22464 Tuolumne Rd. NTwain Harte2006331,65516,119$236$390,00013569
18814 Manzanita DrTwain Harte1946321,80210,839$271$489,0004567
Total: 5 · Average3.02.21,722.432,834.2$269$461,40074.8
Median1,728$489,000

Closed Properties (5)

Closed Comparables

AddressCityYearDateBDBTHSqFtLotSzLPSPSP/SqFtSP/LPDIMScore
20337 Patrick LaneTuolumne199908/14/2026332,03987,120$498,000$470,000$2310.948373
22693 Tamarack DRTwain Harte198707/27/2026331,62615,690$444,000$435,000$2680.9816772
22835 Placer DrTwain Harte197409/09/2026321,4848,537$469,000$475,000$3201.012769
22667 Bret Harte DrTwain Harte193707/22/2026321,3084,444$439,000$417,000$3190.958262
22510 Fireside DrTwain Harte195409/04/2026411,1566,098$484,000$495,000$4281.026557
Total: 5 · Average3.22.21,522.624,377.8$458,400$458,400$313.2—84.8
Median1,484$470,000$470,000

Market Analysis

List vs Sale $/SqFt

Sale Price Trend

Days on Market

Sale vs List Price

AI-generated CMA

This analysis was generated automatically from MLS data. For an in-depth, human-reviewed valuation, contact Joseph Sardella at josephsardella@gmail.com.