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2127 Palo Alto, 103, Chula Vista, CA 91914

$579K2bd · 2ba · 1,061 sqft
Lot 0 sqft•HOA $220/mo•Condominium•
Active
•15d on market•MLS# AR-26220653

Property Description

Upgraded Townhome in Sought-After San Miguel Ranch | Top-Rated Schools | Low-Maintenance Living Bright, modern, and move-in ready, this beautifully maintained 2-bedroom, 2-bathroom townhome, thoughtfully designed living space in one of East Chula Vista’s most desirable master-planned communities. Located in San Miguel Ranch, a neighborhood known for its sweeping hillside views, Mediterranean architecture, and quiet, family-friendly atmosphere, this home delivers comfort, convenience, and long-term value. Inside, the home features a clean aesthetic, abundant natural light, and a highly functional open layout ideal for today’s lifestyle. The kitchen flows seamlessly into the living and dining areas, creating a warm and inviting space perfect for everyday living and entertaining. Built in 2006, the property has been lovingly cared for and is truly move-in ready — an excellent fit for first-time buyers, investors, or anyone looking to right-size without sacrificing quality. Residents enjoy access to resort-style amenities, including a community swimming pool, spa, fitness center, tennis and sports courts, playground, clubhouse, barbecue areas, and beautifully maintained grounds. The neighborhood is known for its safety, quiet streets, and top-rated schools offering strong STEM and AP programs, making it especially appealing to families seeking academic excellence. Convenient access to Seafood City, H Mart, 99 Ranch Market, and a wide selection of dining options adds everyday convenience. Parks, walking trails, and HOA-maintained surroundings further enhance the lifestyle that makes San Miguel Ranch one of Chula Vista’s most sought-after communities.

Features & Amenities

Chula VistaFeeBuilt 2006

Property Details

Subdivision
Chula Vista
Land Type
Fee
Year Built
2006
Property Type
Residential
Property Subtype
Condominium
Parking Spaces
1
Garage Spaces
1
Cooling
Central Air
View
None
City
Chula Vista
Zip Code
91914
County
San Diego
Listed byJ Star Investment Inc., Joy Chen

Mortgage Calculator

Current Rates

$
$
%
Monthly Payment
$2,927.74
Principal & Interest
Loan Amount
$463,200
Total Interest
$590,786
Total Payment Over 30 Years
$1,053,986
This calculator provides estimates only. Actual mortgage payments may include taxes, insurance, HOA fees, and PMI. Contact a lender for accurate quotes.

About Chula Vista

This property is located in Chula Vista, a community in Chula Vista. Explore more listings in this neighborhood to compare options and pricing.

View Chula Vista Listings

Comparative Market Analysis

Affordable Tier · 5 active · 5 closed

2127 Palo Alto, 103, Chula Vista, CA 91914

Chula Vista · Chula Vista · Condominium

$579K
Affordable Tier
Beds
2
Baths
2
Sqft
1,061
Lot
0 sqft
Year
2006
$/Sqft
$546
Pool: No✓
View: None✓
Garage: 1-car✓

Listed in line with the median closed sale of $570,000. Closed comps sold at 102% of list — strong seller's market.

Price Position

Aligned with the market — fair pricing for the comps.

At market
Subject listed at $579K· $546/sqft
Total list price
Closed comps
vs closed median $570K
+$9K (+1.6%)
Active comps
vs active median $550K
+$29K (+5.3%)
Price per sqft
Closed compsinsufficient comp data
Active comps
vs active avg $/sqft $549
−$3 (−0.6%)

Active Properties (5)

Active Comparables

AddressCityYearBDBTHSqFtLotSzLP/SqFtLPDIMScore
2104 Cantata DriveChula Vista2006331,3720$474$649,999476
2005 Lakeridge CircleChula Vista1988229562$575$550,0001072
2011 Lakeridge CircleChula Vista1988221,045108,900$526$550,00024770
783 Brookstone RoadChula Vista1990321,166119,991$514$599,9002070
748 EastshoreChula Vista19882275233,106$657$494,0001870
Total: 5 · Average2.42.21,058.265,499.75$549.2$568,779.859.8
Median1,045$550,000

Closed Properties (5)

Closed Comparables

AddressCityYearDateBDBTHSqFtLotSzLPSPSP/SqFtSP/LPDIMScore
2244 Cabo BahiaChula Vista199404/14/2026221,02431,064$535,000$561,000$5481.056385
2131 Palo Alto DriveChula Vista200605/05/2026231,24410$599,900$630,000$5061.054180
795 Brookstone RoadChula Vista198705/22/2026321,16669,561$575,000$570,000$4890.995177
2314 Cabo BahiaChula Vista199409/15/2026221,08645,738$579,900$585,000$5391.013576
2063 Lakeridge Circle 202Chula Vista198908/31/2026221,0450$524,000$520,000$4980.993873
Total: 5 · Average2.22.21,11336,593.25$573,200$573,200$516—45.6
Median1,086$570,000$570,000

Market Analysis

List vs Sale $/SqFt

Sale Price Trend

Days on Market

Sale vs List Price

AI-generated CMA

This analysis was generated automatically from MLS data. For an in-depth, human-reviewed valuation, contact Joseph Sardella at josephsardella@gmail.com.