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21 Calle Vaqueta, Rancho Santa Margarita, CA 92688

$1.16M4bd · 3ba · 1,602 sqft
Lot 4,500 sqft•HOA $91/mo•Single Family Residence•
Active
•85d on market•MLS# OC-26170519

Property Description

Stunning 4-bedroom, 3-bath home in the desirable Ranchwood community of Rancho Santa Margarita — turnkey and updated for effortless living and entertaining. Enter into the living room noticing the hardwood floors, windows all around and anchored by a custom-surround fireplace. An adjacent courtyard fills the room with light. Check out a chef-ready remodeled kitchen with soft-close custom cabinetry by Koville, quartz countertops, herringbone tile backsplash, a 6-burner ZLINE range, under-counter microwave,lazy susan corners and pull-out bins. Head over to the matching custom wine & coffee bar with glass-front uppers, extra wide drawers for storage, Hisense wine/ beverage fridge and plumbing for an espresso machine. Conveniently, there is one bedroom downstairs to serve as an office or guest room. A custom bannister leads upstairs where you will find durable LVP floors throughout. The primary suite is a serene retreat with a bright contemporary walk-in shower with rainfall ceiling shower, adjustable head, and handheld wand in matte black, double sinks, custom cabinetry, walk-in closet and french doors to a private balcony with sunrise and Saddleback mountain views. The featured upgrades include double-pane windows, recessed lighting, newer HVAC, Nest thermostat, whole-house fan and an upgraded garage with built-in storage, epoxy floors, EV ready new electrical panel 200 amps, desk and workbench. The low-maintenance backyard offers a built-in fire pit, half basketball court, large retractable, automatic awning for added outdoor comfort while dining all with serene mountain views. Community perks: 5 pools, courts (basketball, tennis, pickleball), parks, trails and exclusive access to Rancho Santa Margarita Lake & Beach Club. Just a short walk, drive or bike to award winning schools, shopping, dining and fun. . Don’t miss this beautifully maintained, move-in ready home in one of Southern California’s safest, per Safewise, most sought-after communities — perfect for everyday living and memorable entertaining. LOW HOA only $91 a month NO MELLO ROOS. Interested in Lower first year payments? Call me directly to talk about Rate Buydown options. My lender partner is covering the cost of a buydown on first year rate to eligible buyers for potential significant savings with an accepted offer and subject to product and client qualifications.

Features & Amenities

FeeBuilt 1987

Property Details

Land Type
Fee
Year Built
1987
Property Type
Residential
Property Subtype
Single Family Residence
Parking Spaces
4
Garage Spaces
2
Heating
Central
Cooling
Central Air, Whole House Fan
View
Mountain(s)
Flooring
Vinyl, Tile, Wood
City
Rancho Santa Margarita
Zip Code
92688
County
Orange
Listed by@Vantage Real Estate, Joanna Armstrong

Mortgage Calculator

Current Rates

$
$
%
Monthly Payment
$5,865.59
Principal & Interest
Loan Amount
$928,000
Total Interest
$1,183,613
Total Payment Over 30 Years
$2,111,613
This calculator provides estimates only. Actual mortgage payments may include taxes, insurance, HOA fees, and PMI. Contact a lender for accurate quotes.

Comparative Market Analysis

Residential Tier · 5 active · 5 closed

21 Calle Vaqueta, Rancho Santa Margarita, CA 92688

Rancho Santa Margarita · Single Family Residence

$1.16M
Residential Tier
Beds
4
Baths
3
Sqft
1,602
Lot
4,500 sqft
Year
1987
$/Sqft
$724
Pool: No✓
View: mountain✓
Garage: 2-car✓

Listed in line with the median closed sale of $1,150,000.

Price Position

Aligned with the market — fair pricing for the comps.

At market
Subject listed at $1.16M· $724/sqft
Total list price
Closed comps
vs closed median $1.15M
+$10K (+0.9%)
Active comps
vs active median $1.05M
+$110K (+10.5%)
Price per sqft
Closed compsinsufficient comp data
Active comps
vs active avg $/sqft $750
−$26 (−3.5%)

Active Properties (5)

Active Comparables

AddressCityYearBDBTHSqFtLotSzLP/SqFtLPDIMScore
16 CrucilloRancho Santa Margarita1987331,4283,600$735$1.05M7492
10 Pasada ValienteRancho Santa Margarita1987331,5223,600$690$1.05M9689
4 El VaqueroRancho Santa Margarita1986331,6024,000$718$1.15M1585
21 Calle Del MarRancho Santa Margarita1997331,5004,019$733$1.10M12884
12 Calle RancheraRancho Santa Margarita1987221,1394,500$874$995,0001281
Total: 5 · Average2.82.81,438.23,943.8$750$1.07M65
Median1,500$1.05M

Closed Properties (5)

Closed Comparables

AddressCityYearDateBDBTHSqFtLotSzLPSPSP/SqFtSP/LPDIMScore
18 Las PiedrasRancho Santa Margarita198709/24/2026331,4284,400$1.04M$1.02M$7180.995194
29 RaposaRancho Santa Margarita198710/06/2026431,9775,000$1.32M$1.32M$6671.004191
16 MapacheRancho Santa Margarita198804/15/2026431,9775,000$1.32M$1.31M$6650.996490
3 TejonRancho Santa Margarita198712/17/2025331,6445,996$1.15M$1.15M$7001.003786
20 CrucilloRancho Santa Margarita198707/22/2026331,5223,600$1.05M$1.06M$6961.018486
Total: 5 · Average3.43.01,709.64,799.2$1.17M$1.17M$689.2—55.4
Median1,644$1.15M$1.15M

Market Analysis

List vs Sale $/SqFt

Sale Price Trend

Days on Market

Sale vs List Price

AI-generated CMA

This analysis was generated automatically from MLS data. For an in-depth, human-reviewed valuation, contact Joseph Sardella at josephsardella@gmail.com.