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1859 Posh Lane, Chula Vista, CA 91915

$779K4bd · 3ba · 1,681 sqft
Lot 10,000 sqft•HOA $318/mo•Single Family Residence•
Active
•3d on market•MLS# 8N-2609938

Property Description

ASSUMABLE VA LOAN OPTION : 2.5% INTEREST RATE | CURRENT PAYOFF AMOUNT : $556,955.04 and counting (reducing). Only assumable for buyers with VA. Experience modern luxury at 1859 Posh Ln, a stunning detached residence nestled in the highly sought-after Millenia community of Otay Ranch. Built in 2021, this beautifully appointed 4-bedroom, 3-bath home offers 1,681 square feet of sophisticated living, featuring a desirable first-floor bedroom and full bath, an open-concept layout, designer finishes, and a chef-inspired kitchen with quartz countertops, stainless steel appliances, and an oversized island perfect for entertaining. Leased solar on roof.

Features & Amenities

FeeBuilt 2021

Property Details

Land Type
Fee
Year Built
2021
Property Type
Residential
Property Subtype
Single Family Residence
Parking Spaces
2
Garage Spaces
2
Cooling
Central Air, See Remarks
View
None, See Remarks
City
Chula Vista
Zip Code
91915
County
San Diego
Listed byeXp Realty of Southern CA, Khalil K Dave

Mortgage Calculator

Current Rates

$
$
%
Monthly Payment
$3,939.05
Principal & Interest
Loan Amount
$623,200
Total Interest
$794,857
Total Payment Over 30 Years
$1,418,057
This calculator provides estimates only. Actual mortgage payments may include taxes, insurance, HOA fees, and PMI. Contact a lender for accurate quotes.

Comparative Market Analysis

Residential Tier · 5 active · 5 closed

1859 Posh Lane, Chula Vista, CA 91915

Chula Vista · Single Family Residence

$779K
Residential Tier
Beds
4
Baths
3
Sqft
1,681
Lot
10,000 sqft
Year
2021
$/Sqft
$463
Pool: No✓
Spa: No✓
View: None, See Remarks✓
Garage: 2-car✓

Listed 3.2% below the median closed sale of $805,000. Closed comps sold at 101% of list — strong seller's market.

Price Position

Aligned with the market — fair pricing for the comps.

At market
Subject listed at $779K· $463/sqft
Total list price
Closed comps
vs closed median $805K
−$26K (−3.2%)
Active comps
vs active median $808K
−$29K (−3.6%)
Price per sqft
Closed compsinsufficient comp data
Active comps
vs active avg $/sqft $410
+$53 (+13.0%)

Active Properties (5)

Active Comparables

AddressCityYearBDBTHSqFtLotSzLP/SqFtLPDIMScore
1859 Posh LnChula Vista2021431,68110,000$463$779,0006699
1817 Olive Green StreetChula Vista2013332,0970$405$849,9007985
1974 STRATA StreetChula Vista2020342,6700$326$869,9992380
1858 Wedgewood PlChula Vista2009341,822409,028$443$808,00012276
1526 Caminito SiciliaChula Vista2007331,8101$412$745,00017773
Total: 5 · Average3.23.42,016139,676.333$409.8$810,379.893.4
Median1,822$808,000

Closed Properties (5)

Closed Comparables

AddressCityYearDateBDBTHSqFtLotSzLPSPSP/SqFtSP/LPDIMScore
1751 Wolf Canyon LoopChula Vista201108/27/2026331,6713,188$799,900$825,000$4941.032782
1828 Wolf Canyon LoopChula Vista201008/21/2026331,5773,076$799,900$804,000$5101.007481
1824 Wolf Canyon LoopChula Vista201008/10/2026331,5773,049$815,000$805,000$5100.996681
1762 Koester StreetChula Vista200912/22/2025331,6713,485$827,000$827,000$4951.004478
1884 Aquamarine CourtChula Vista201305/14/2026341,663472,626$650,000$675,000$4061.042278
Total: 5 · Average3.03.21,631.897,084.8$787,200$787,200$483—46.6
Median1,663$805,000$805,000

Market Analysis

List vs Sale $/SqFt

Sale Price Trend

Days on Market

Sale vs List Price

AI-generated CMA

This analysis was generated automatically from MLS data. For an in-depth, human-reviewed valuation, contact Joseph Sardella at josephsardella@gmail.com.