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13297 Anchor Village, Clearlake Oaks, CA 95423

$350K3bd · 2ba · 1,649 sqft
Lot 8,712 sqft•HOA $144/mo•Single Family Residence•
Active
•17d on market•MLS# LC-26167647

Property Description

WATERFRONT LIVING WITH LONG-TERM SAVINGS! Enjoy canal-front living in the desirable Clearlake Keys with direct access to Clear Lake for boating, fishing, kayaking, and more. NO FLOOD INSURANCE CURRENTLY REQUIRED — the home is built above the current FEMA flood elevation, offering potential long-term savings on insurance costs. This custom-built 3-bedroom home features vaulted ceilings, abundant natural light, warm wood accents, and an open-concept living area with peaceful canal views. The expansive waterfront deck, shaded by a majestic oak, is ideal for entertaining, outdoor dining, and relaxing by the water. The primary suite offers private deck access and an ensuite bath, while two additional bedrooms provide room for guests or a home office. An oversized two-car garage provides ample storage for vehicles and lake toys. Enjoy added peace of mind with a clear Section 1 pest report and VA financing readiness. Conveniently located near restaurants, wineries, golf, hiking, and local amenities, this home offers a wonderful opportunity to enjoy life on the water with potential long-term insurance savings!

Features & Amenities

FeeBuilt 2005

Property Details

Land Type
Fee
Year Built
2005
Property Type
Residential
Property Subtype
Single Family Residence
Parking Spaces
2
Garage Spaces
2
Heating
Central, Heat Pump
Cooling
Central Air, Heat Pump
View
Hills, Lake, Mountain(s), Water
Flooring
Carpet, Tile
Roof
Composition
City
Clearlake Oaks
Zip Code
95423
County
Lake
Listed bySusan Joyner, Broker, Susan Joyner

Mortgage Calculator

Current Rates

$
$
%
Monthly Payment
$1,769.28
Principal & Interest
Loan Amount
$279,920
Total Interest
$357,023
Total Payment Over 30 Years
$636,943
This calculator provides estimates only. Actual mortgage payments may include taxes, insurance, HOA fees, and PMI. Contact a lender for accurate quotes.

Comparative Market Analysis

Affordable Tier · 5 active · 5 closed

13297 Anchor Village, Clearlake Oaks, CA 95423

Clearlake Oaks · Single Family Residence

$350K
Affordable Tier
Beds
3
Baths
2
Sqft
1,649
Lot
8,712 sqft
Year
2005
$/Sqft
$212
Pool: No✓
Spa: No✓
View: mountain✓
Garage: 2-car✓

Listed 12.1% above the median closed sale of $312,000. Closed comps sold at 94% of list — buyers have negotiating leverage. Expect a longer timeline — comps averaged 189 days on market.

Price Position

Positioned above the market — commands a premium.

Premium
Subject listed at $350K· $212/sqft
Total list price
Closed comps
vs closed median $312K
+$38K (+12.1%)
Active comps
vs active median $320K
+$30K (+9.3%)
Price per sqft
Closed compsinsufficient comp data
Active comps
vs active avg $/sqft $246
−$34 (−13.8%)

Active Properties (5)

Active Comparables

AddressCityYearBDBTHSqFtLotSzLP/SqFtLPDIMScore
13293 DriftwoodClearlake Oaks1970431,6888,712$178$299,9009583
140 SchindlerClearlake Oaks1938321,46412,197$219$320,0007581
567 PebbleClearlake Oaks1977321,47221,344$217$319,00023378
554 KeysClearlake Oaks1978321,20410,890$311$374,88810777
13051 Flying Jib CourtClearlake Oaks1979321,17618,731$305$359,00013175
Total: 5 · Average3.22.21,400.814,374.8$246$334,557.6128.2
Median1,464$320,000

Closed Properties (5)

Closed Comparables

AddressCityYearDateBDBTHSqFtLotSzLPSPSP/SqFtSP/LPDIMScore
13161 Venus VillageClearlake Oaks202608/14/2026321,4488,712$429,900$395,000$2730.9213587
13325 Everglade BoulevardClearlake Oaks197904/30/2026331,57612,632$325,000$300,000$1900.9237381
13370 Venus VillageClearlake Oaks198105/01/2026321,2004,792$297,950$300,000$2501.015679
12929 Lakeland StreetClearlake Oaks197011/07/2025221,5269,148$348,000$312,000$2040.9017477
13353 Driftwood VillageClearlake Oaks198005/11/2026432,1519,148$355,000$345,000$1600.9720776
Total: 5 · Average3.02.41,580.28,886.4$330,400$330,400$215.4—189
Median1,526$312,000$312,000

Market Analysis

List vs Sale $/SqFt

Sale Price Trend

Days on Market

Sale vs List Price

AI-generated CMA

This analysis was generated automatically from MLS data. For an in-depth, human-reviewed valuation, contact Joseph Sardella at josephsardella@gmail.com.