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12698 East Highway 20, Clearlake Oaks, CA 95423

$195K3bd · 2ba · 960 sqft
Lot 4,792 sqft•Manufactured On Land•
Active
•18d on market•MLS# LC-26223620

Property Description

Located in Clearlake Oaks: 3BD/2BA manufactured home with 433 foundation. Laundry room off eat-in kitchen. There's a detached 1 car garage and a shed in back yard. Property is fully fenced and has a ramp up to front door. Located close to the lake and boat launch.

Features & Amenities

FeeBuilt 1995

Property Details

Land Type
Fee
Year Built
1995
Property Type
Residential
Property Subtype
Manufactured On Land
Parking Spaces
1
Garage Spaces
1
Cooling
Evaporative Cooling
Flooring
Laminate
Roof
Composition
City
Clearlake Oaks
Zip Code
95423
County
Lake
Listed byShore Line Realty, Inc., Mary Tominia

Mortgage Calculator

Current Rates

$
$
%
Monthly Payment
$986.03
Principal & Interest
Loan Amount
$156,000
Total Interest
$198,969
Total Payment Over 30 Years
$354,969
This calculator provides estimates only. Actual mortgage payments may include taxes, insurance, HOA fees, and PMI. Contact a lender for accurate quotes.

Comparative Market Analysis

Affordable Tier · 0 active · 2 closed

12698 East Highway 20, Clearlake Oaks, CA 95423

Clearlake Oaks · Manufactured On Land

$195K
Affordable Tier
Beds
3
Baths
2
Sqft
960
Lot
4,792 sqft
Year
1995
$/Sqft
$203
Pool: No✓
Spa: No✓
Garage: 1-car✓

Listed in line with the median closed sale of $189,500. Price per sqft ($203) is a 39% premium to closed comps ($146). Expect a longer timeline — comps averaged 260 days on market.

Price Position

Priced below the market — value advantage over the field.

Price advantage
Subject listed at $195K· $203/sqft
Total list price
Closed comps
vs closed median $210K
−$15K (−7.1%)
Active compsinsufficient comp data
Price per sqft
Closed compsinsufficient comp data
Active compsinsufficient comp data

Closed Properties (2)

Closed Comparables

AddressCityYearDateBDBTHSqFtLotSzLPSPSP/SqFtSP/LPDIMScore
11092 Highway 20Clearlake Oaks197611/18/2025321,4405,227$169,000$169,000$1171.0022175
7112 Sonja Lu LaneLucerne198706/29/2026221,20023,522$229,000$210,000$1750.9229867
Total: 2 · Average2.52.01,32014,374.5$189,500$189,500$146—259.5
Median1,440$210,000$210,000

Market Analysis

List vs Sale $/SqFt

Sale Price Trend

Days on Market

Sale vs List Price

AI-generated CMA

This analysis was generated automatically from MLS data. For an in-depth, human-reviewed valuation, contact Joseph Sardella at josephsardella@gmail.com.