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12 Calle Ranchera, Rancho Santa Margarita, CA 92688

$995K2bd · 2ba · 1,139 sqft
Lot 4,500 sqft•HOA $91/mo•Single Family Residence•
Active
•13d on market•MLS# PW-26227025

Property Description

SINGLE LEVEL LIVING IN RANCHWOOD! Welcome home to 12 Calle Ranchera, a detached 2 bedroom, 2 bath residence offering 1,139 square feet of thoughtfully updated living on a quiet interior street in the heart of Rancho Santa Margarita. Great curb appeal sets the tone with low maintenance turf and a private driveway leading to a 2 car attached garage with direct access. Inside, laminate flooring flows throughout an open floorplan filled with natural light, while plantation shutters and dual pane windows add comfort and style. Vaulted ceilings lift the living area, where a fireplace creates a warm gathering spot for quiet evenings and easy entertaining. The updated modern kitchen is a true standout, showcasing white shaker cabinets, quartz countertops, a blue subway tile backsplash, black hardware, and recessed lighting. The large primary suite also features vaulted ceilings, large closets and an updated ensuite with a vanity area, double sinks, and a walk in tiled shower. An updated guest bath serves the second bedroom, ideal for guests, a home office, or family. Step outside to a large, open backyard with concrete patio and artificial turf, ready for weekend barbecues, play, gardening, or simply relaxing in the Southern California sunshine. The home is equally appealing as a primary residence or a smart investment. Ownership includes SAMLARC, one of Orange County’s premier master associations, with access to the Lago Santa Margarita Beach Club and sandy lagoon, the lake, community pools, parks, clubhouses, tennis, pickleball, basketball and volleyball courts, picnic shelters, amphitheaters, and miles of scenic trails, plus year round community events. Families will appreciate highly regarded Saddleback Valley Unified schools, including Trabuco Mesa Elementary, Rancho Santa Margarita Intermediate, and Trabuco Hills High. Neighborhood parks, O’Neill Regional Park, and shopping and dining at the town center are all close by, with convenient access to the 241 toll road. Simple, stylish, and move in ready, this is the one you have been waiting for!

Features & Amenities

FeeBuilt 1987

Property Details

Land Type
Fee
Year Built
1987
Property Type
Residential
Property Subtype
Single Family Residence
Parking Spaces
2
Garage Spaces
2
Heating
Central
Cooling
Central Air
Flooring
Laminate
Roof
Tile, Concrete
City
Rancho Santa Margarita
Zip Code
92688
County
Orange
Listed byPacific Sotheby's International Realty, Peter Au

Mortgage Calculator

Current Rates

$
$
%
Monthly Payment
$5,031.26
Principal & Interest
Loan Amount
$796,000
Total Interest
$1,015,254
Total Payment Over 30 Years
$1,811,254
This calculator provides estimates only. Actual mortgage payments may include taxes, insurance, HOA fees, and PMI. Contact a lender for accurate quotes.

Comparative Market Analysis

Affordable Tier · 5 active · 5 closed

12 Calle Ranchera, Rancho Santa Margarita, CA 92688

Rancho Santa Margarita · Single Family Residence

$995K
Affordable Tier
Beds
2
Baths
2
Sqft
1,139
Lot
4,500 sqft
Year
1987
$/Sqft
$874
Pool: No✓
Spa: No✓
Garage: 2-car✓

Listed in line with the median closed sale of $1,025,000.

Price Position

Aligned with the market — fair pricing for the comps.

At market
Subject listed at $995K· $874/sqft
Total list price
Closed comps
vs closed median $1.02M
−$30K (−2.9%)
Active comps
vs active median $1.05M
−$55K (−5.2%)
Price per sqft
Closed compsinsufficient comp data
Active comps
vs active avg $/sqft $696
+$178 (+25.6%)

Active Properties (5)

Active Comparables

AddressCityYearBDBTHSqFtLotSzLP/SqFtLPDIMScore
16 CrucilloRancho Santa Margarita1987331,4283,600$735$1.05M7485
10 Pasada ValienteRancho Santa Margarita1987331,5223,600$690$1.05M9679
21 Calle Del MarRancho Santa Margarita1997331,5004,019$733$1.10M12872
19 Calle De SuenosRancho Santa Margarita1998431,4985,507$651$975,0001171
237 Montana del Lago DriveRancho Santa Margarita1998431,6032,000$671$1.07M18568
Total: 5 · Average3.43.01,510.23,745.2$696$1.05M98.8
Median1,500$1.05M

Closed Properties (5)

Closed Comparables

AddressCityYearDateBDBTHSqFtLotSzLPSPSP/SqFtSP/LPDIMScore
8 KosoRancho Santa Margarita198808/24/2026229935,072$899,900$905,000$9111.013090
11 DewberryRancho Santa Margarita198802/23/2026321,0833,600$999,000$999,000$9221.002787
18 Las PiedrasRancho Santa Margarita198709/24/2026331,4284,400$1.04M$1.02M$7180.995186
20 CrucilloRancho Santa Margarita198707/22/2026331,5223,600$1.05M$1.06M$6961.018482
15 La CuevaRancho Santa Margarita198904/16/2026331,4283,400$1.05M$1.05M$7351.007181
Total: 5 · Average2.82.61,290.84,014.4$1.01M$1.01M$796.4—52.6
Median1,428$1.02M$1.02M

Market Analysis

List vs Sale $/SqFt

Sale Price Trend

Days on Market

Sale vs List Price

AI-generated CMA

This analysis was generated automatically from MLS data. For an in-depth, human-reviewed valuation, contact Joseph Sardella at josephsardella@gmail.com.