Virtually staged to illustrate furniture placement and use of space
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1045 Peach Ave, 25, El Cajon, CA 92021

$400K2bd · 2ba · 1,100 sqft
HOA $560/mo•Condominium•
Active
•76d on market•MLS# 8P-2606319

Property Description

COMPLEX IS FHA & VA APPROVED! Great opportunity in El Cajon, and this townhome has it all: INDOOR LAUNDRY, AC, EASY PARKING ACCESS THROUGH PATIO, 1 SHARED WALL END UNIT HOME! Offering a spacious 1,100 square feet of living space, a functional two-story floor plan, and plenty of room for its next owner to make it their own. This home offers a desirable sense of privacy and convenience within the gated community. A private patio provides additional outdoor space and easy back gate access to one of the two assigned parking spaces, including one covered space! The generously sized bedrooms are located upstairs, each featuring its own private balcony, while the main level offers a large living area, dining space, kitchen, convenient half bath, and indoor laundry. Central heat & A/C adds year-round comfort. The park-like community features lush greenbelts, a pool, fitness room, and gated access. HOA fee also includes water, hot water, sewer, and trash. Located near shopping, dining, schools, parks, and major freeways. This is an excellent opportunity for a buyer looking for space and value in a well-located El Cajon community. Select photos have been virtually staged to illustrate furniture placement and use of space.

Features & Amenities

FeeBuilt 1985

Property Details

Land Type
Fee
Year Built
1985
Property Type
Residential
Property Subtype
Condominium
Parking Spaces
2
Garage Spaces
0
Heating
Forced Air
Cooling
Central Air
City
El Cajon
Zip Code
92021
County
San Diego
Listed bySteele Canyon Realty, Christin C Gaona

Mortgage Calculator

Current Rates

$
$
%
Monthly Payment
$2,022.11
Principal & Interest
Loan Amount
$319,920
Total Interest
$408,040
Total Payment Over 30 Years
$727,960
This calculator provides estimates only. Actual mortgage payments may include taxes, insurance, HOA fees, and PMI. Contact a lender for accurate quotes.

Comparative Market Analysis

Affordable Tier · 5 active · 5 closed

1045 Peach Ave, 25, El Cajon, CA 92021

El Cajon · Condominium

$400K
Affordable Tier
Beds
2
Baths
2
Sqft
1,100
Lot
0 sqft
Year
1985
$/Sqft
$364
Pool: No✓
Spa: No✓

Listed 5.9% below the median closed sale of $425,000. Closed comps sold at 102% of list — strong seller's market.

Price Position

Priced below the market — value advantage over the field.

Price advantage
Subject listed at $400K· $364/sqft
Total list price
Closed comps
vs closed median $425K
−$25K (−5.9%)
Active comps
vs active median $405K
−$5K (−1.3%)
Price per sqft
Closed compsinsufficient comp data
Active comps
vs active avg $/sqft $419
−$55 (−13.0%)

Active Properties (5)

Active Comparables

AddressCityYearBDBTHSqFtLotSzLP/SqFtLPDIMScore
830 BroadwayEl Cajon198722950900$458$435,000391
390 N 1st StEl Cajon19902289644,867$402$359,9997988
390 MadisonEl Cajon1982221,0860$405$440,00020588
888 Cherrywood WayEl Cajon1979231,02453,563$396$405,0008588
455 BallantyneEl Cajon198722925163,395$432$399,9007988
Total: 5 · Average2.02.2976.265,681.25$418.6$407,979.890.2
Median950$405,000

Closed Properties (5)

Closed Comparables

AddressCityYearDateBDBTHSqFtLotSzLPSPSP/SqFtSP/LPDIMScore
1045 Peach AvenueEl Cajon198509/30/2026221,1000$399,000$425,000$3861.066199
1045 Peach AveEl Cajon198508/24/2026221,1000$459,000$459,000$4171.002599
888 Cherrywood WayEl Cajon197907/01/2026221,02453,579$399,000$399,000$3901.004790
1123 DECKER StreetEl Cajon198509/25/2026221,0720$429,000$436,000$4071.025290
272 Roanoke RoadEl Cajon198009/28/2026221,02454,886$369,000$380,000$3711.033189
Total: 5 · Average2.02.01,06454,232.5$419,800$419,800$394.2—43.2
Median1,072$425,000$425,000

Market Analysis

List vs Sale $/SqFt

Sale Price Trend

Days on Market

Sale vs List Price

AI-generated CMA

This analysis was generated automatically from MLS data. For an in-depth, human-reviewed valuation, contact Joseph Sardella at josephsardella@gmail.com.